Anoka County property record for 472 Aqua Cir, Circle Pines, MN 55014
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,186 sqft · built 1998 |
| Lot Size | 0.018 acres (765 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,870 (Sep 2026) |
| Tax Bill | $2,328 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0077 |
| Primary APN | 20-31-22-22-0077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,186 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 765 sqft (0.018 acres) |
| Garage Area | 90 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1374346 |
|---|---|
| Street Address | 472 AQUA CIR |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 314 CIC NO 27 MARSHAN LAKE CONDO, TOG/W COMMON ELEMENT,SUBJ TO EASE OF REC |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | CIC NO 27 MARSHAN LAKE |
| Legal Lot Number | 314 |
| Legal Unit | 314 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50237 |
Source: Anoka County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 472 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer |
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit SMW FCU |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 2, 2017 | Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2017 · Amount on Record |
| Deed Document Number | 20261918240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Sep 9, 2026 |
| Property Address | 472 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Document Number | 0001918240 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20261918240 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 472 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 472 AQUA CIR, LINO LAKES, MN 55014-2714 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | A2461651001 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | A2461651.001 |
| Name | SMW FCU |
|---|---|
| Type | Credit Union |
| Address | CIRCLE PINES, MN 55014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 472 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2318980001 |
|---|---|
| Date | May 18, 2021 |
| Instrument | A2318980.001 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Oct 2, 2017 |
| Property Address | 472 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Document Number | 2182327001 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2182327001 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | SECURITY CONNECTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 472 AQUA CIR LINO LAKES MN 550142714, LINO LAKES, MN 55014-2714 |
| Document Number | 2182327002 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 2182327002 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | PRAIRIE, MN 55344 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,328.00 (+26.18%) Homeowner's exemption | $208,800 (+4.45%) Land $65,000 Building $143,800 | $208,800 (+4.45%) Land $65,000 Building $143,800 |
| 2024 | $1,845.00 | $199,900 Land $51,100 Building $148,800 | $199,900 Land $51,100 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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