47180 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47180 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,466 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$787,890 (Mar 2022)
Tax Bill	$8,873 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-28-3009-000`

Property Details

APN / Parcel Number

Primary APN	`005-28-3009-000`
Alternative APN	`65 2 73`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,466 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,230 sqft
Finished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	449 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47180 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.2 LOT 73 200707300056228 D/G 200505120047478
Legal Subdivision	SOUTH BANK
Legal Block	1
Legal Lot Number	73
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1000
Census Tract	611208

Owner

47180 Middle Bluff Pl is owner-occupied and held in a trust since April 2025.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	47180 MIDDLE BLUFF PL, STERLING, VA 20165-3123
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	May 12, 2005 · Amount on File
Deed Document Number	202217834
Last Transfer Date	Apr 10, 2025
Transfer Doc	0000015625
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 24, 2022
Property Address	47180 MIDDLE BLUFF PL, STERLING, VA 20165-3123
Document Number	0000017834
Instrument Date	Mar 24, 2022
Instrument	202203240017834
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47180 MIDDLE BLUFF PL, STERLING, VA 20165-3123

Mortgage

Document Number	0000017835
Date	Mar 24, 2022
Instrument	202203240017835

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 47180 Middle Bluff Pl was $8,873, up 2.3% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,873.00 (+2.27%)	$1,102,280 (+2.26%) Land $280,000 Building $822,280	$1,102,280 (+2.26%) Land $280,000 Building $822,280
2025	$8,676.00	$1,077,870 Land $280,000 Building $797,870	$1,077,870 Land $280,000 Building $797,870
2023	$8,327.00	$951,750 Land $280,000 Building $671,750	$951,750 Land $280,000 Building $671,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47180 Middle Bluff Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47180 Middle Bluff Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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