4718 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4718 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Dec 2021)
Tax Bill	$8,227 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4718`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4718`
Alternative APN	`1077406`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077406
Street Address	4718 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7283
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4718 WESTWINDS AT SANDESTIN CONDO OR 1787-400 OR 3192-2547 OR 3231-457
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4718
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 BINKLEY DR, FRANKLIN, TN 37069-8709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	20210063526
Deed Book / Page	3231 / 457
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 23, 2021
Property Address	4718 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7283
Document Number	0032310457
Book / Page	3231 / 457
Map Reference	MB 4 PG 41-41TT
Instrument Date	Dec 20, 2021
Instrument	20210063526
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8861 E CAROL WAY, SCOTTSDALE, AZ 85260-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BINKLEY DR, FRANKLIN, TN 37069-8709

Mortgage

Document Number	0003231459
Date	Dec 23, 2021
Instrument	3231/459

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 13, 2021
Property Address	4718 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7283
Document Number	0031922547
Book / Page	3192 / 2547
Map Reference	MB 4 PG 41-41TT
Instrument Date	Apr 12, 2021
Instrument	20210017792
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 SHENANDOAH CT, NASHVILLE, TN 37220-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8861 E CAROL WAY, SCOTTSDALE, AZ 85260-5007

Mortgage

Document Number	0031922549
Date	Apr 13, 2021
Instrument	3192/2549

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$982,496 (+9.28%) Building $982,496	$982,496 (+9.28%) Building $982,496
2024	$8,227.00 (+7.58%)
2023	$7,647.00 (+14.73%)	$899,063 (+25%) Building $899,063	$899,063 (+25%) Building $899,063
2022	$6,665.00	$719,250 Building $719,250	$719,250 Building $719,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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