4718 N Cook St, Spokane, WA 99217 Property Records

Spokane County property record for 4718 N Cook St, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,844 sqft · built 1914
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$226,780 (Apr 2020)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36334.2916`

Property Details

APN / Parcel Number

Primary APN	`36334.2916`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	840 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft
Finished Basement	500 sqft
Unfinished Basement	340 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	196 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4718 N COOK ST
City	SPOKANE
State	WA
Zip	99217-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROCHESTER HTS W124FT L16 B8
Legal Range	43E
Legal Township	26N
Legal Section	33
Legal Subdivision	ROCHESTER HTS
Legal Block	8
Legal Lot Number	16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2023
Census Tract	202

Owner

4718 N Cook St is owned and occupied by an individual who bought it in April 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4718 N COOK ST, SPOKANE, WA 99217-5007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	20206914118
Prior Transfer Date	Feb 22, 2012
Prior Transfer Doc	0006075317
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 24, 2020
Property Address	4718 N COOK ST, SPOKANE, WA 99217-5007
Document Number	0006914118
Map Reference	VOL C PG 34
Instrument Date	Apr 21, 2020
Instrument	6914118
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,633.48
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 N COOK ST, SPOKANE, WA 99217-5007

Mortgage

Document Number	0006914119
Date	Apr 24, 2020
Instrument	6914119

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 27, 2017
Property Address	4718 N COOK ST, SPOKANE, WA 99217-5007
Document Number	0006624849
Instrument Date	Jul 26, 2017
Instrument	6624849
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4718 N COOK ST SPOKANE WA 992175007, SPOKANE, WA 99217-5007

Mortgage

Document Number	6624850
Date	Jul 27, 2017
Instrument	6624850

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4718 N Cook St was $3,270, up 6.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (+6.31%)	$331,200 Land $75,000 Building $256,200	$331,200 Land $75,000 Building $256,200
2025	$3,076.00
2024		$338,300 (+37.8%) Land $60,000 Building $278,300	$338,300 (+37.8%) Land $60,000 Building $278,300
2023	$3,310.00 (+15.17%)	$245,500 Land $40,000 Building $205,500	$245,500 Land $40,000 Building $205,500
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4718 N Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4718 N Cook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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