47168 181st Ave, Garrison, MN 56450 Property Records

Mille Lacs County property record for 47168 181st Ave, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	1,176 sqft
Lot Size	0.415 acres (18,093 sqft)
Owner	Company Name on Record
Tax Bill	$1,208 (2026)
Deeds & Mortgages	Oct 2025 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-973-0030`

Property Details

APN / Parcel Number

Primary APN	`09-973-0030`

Interior

Building Area	1,176 sqft Total Area
Basement Area	1,176 sqft

Exterior

Lot Area	18,093 sqft (0.415 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	64 sqft

Location & Zoning

Street Address	47168 181ST AVE
City	GARRISON
State	MN
Zip	56450-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 4 BLK 1
Legal Range	27
Legal Township	43
Legal Section	06
Legal Subdivision	PORT MILLE LACS HAWKEYE HEIGHTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2004
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	47168 181ST AVE, GARRISON, MN 56450-9664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Quit Claim Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 2, 2009
Transfer Doc	014596
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 8, 2025
Property Address	47168 181ST AVE, GARRISON, MN 56450-9664
Document Number	0000T20841
Instrument Date	Oct 3, 2025
Instrument	T20841
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45757 US HIGHWAY 169, ONAMIA, MN 56359-2005

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	47168 181ST AVE, GARRISON, MN 56450-9664
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T19296
Date	Dec 23, 2021
Instrument	T19296

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	47168 181ST AVE, GARRISON, MN 56450-9664
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T17539
Date	Aug 22, 2017
Instrument	T17539

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	47168 181ST AVE, GARRISON, MN 56450-9664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T17548
Date	Aug 29, 2017
Instrument	T17548

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	47168 181ST AVE, GARRISON, MN 56450-9664
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T17609
Date	Oct 30, 2017
Instrument	T17609

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,208.00 (+16.38%)	$413,600 (+1.27%) Land $228,400 Building $185,200	$413,600 (+1.27%) Land $228,400 Building $185,200
2025	$1,038.00 (+6.13%)	$408,400 (-3.11%) Land $228,400 Building $180,000	$408,400 (-3.11%) Land $228,400 Building $180,000
2023	$978.00	$421,500 Land $217,200 Building $204,300	$421,500 Land $217,200 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINELAND tribal government · serves 4,220 people · EPA ID 055294301
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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