4716 Pinehurst Ln, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4716 Pinehurst Ln, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,784 sqft · built 1980
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Oct 2019)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-5591-0060-01-2`

Property Details

APN / Parcel Number

Primary APN	`12-5591-0060-01-2`
Alternative APN	`11-12-5591-0060-01-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	1,784 sqft
Unfinished Basement	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Lot Area	25,395 sqft (0.583 acres)
Lot Dimensions	180 ft deep x 141 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4716 PINEHURST LN
City	SAINT JOSEPH
State	MI
Zip	49085-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 60 OAK TERRACE NO 3 ALSO PT OF LOT 59 SD SUB COM AT NLY MOST COR SD LOT 59 TH S 60DEG54'23''E 174.1'TH ON A 126'RAD CUR LT A CHORD DIS OF S29DEG11'W 7'TH N69DEG 06'W 159.12'TH N 0 DEG07'W 34'TO POB UNRE SUR A/7400
Legal Subdivision	SD SUB
Legal Lot Number	59-60
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1014
Census Tract	1400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HONOR CREDIT UNION
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Book / Page	3254 / 1406
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	02977/1802
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 27, 2026
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Document Number	0000461816
Book / Page	3478 / 1503
Instrument Date	May 15, 2026
Instrument	2026461816
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Mortgage

Document Number	0000461816,
Date	May 27, 2026
Book Page	3478/1503
Instrument	2026461816

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2046

Interest

Rate	6.3%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 27, 2026
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Document Number	0000459451
Book / Page	3475 / 4212
Instrument Date	Apr 10, 2026
Instrument	2026459451
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Mortgage

Document Number	0000459451,
Date	Apr 27, 2026
Book Page	3475/4212
Instrument	2026459451

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003315/877
Date	Feb 25, 2021
Book Page	3315/877

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03306/3436
Date	Jan 4, 2021
Book Page	3306/3436

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03260/0909
Date	Dec 20, 2019
Book Page	3260/0909

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 12, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Mortgage

Document Number	0003350/32
Date	Oct 25, 2021
Book Page	3350/32

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 28, 2019
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Document Number	03254/1406
Book / Page	3254 / 1406
Instrument Date	Oct 24, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,866.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Mortgage

Document Number	0032541408
Date	Oct 28, 2019
Instrument	3254/1408

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2017
Property Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719
Document Number	03189/0262
Book / Page	3189 / 0262
Map Reference	LB23 PG23
Instrument Date	Nov 3, 2017
Instrument	3189-0262
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 PINEHURST LN, SAINT JOSEPH, MI 49085-9719

Mortgage

Document Number	0031890264
Date	Nov 8, 2017
Instrument	3189-0264

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,300 (+7.34%)	$330,600 (+7.34%)
2025	$3,611.00 (+3.73%) Homeowner's exemption	$154,000 (+22.81%)	$308,000 (+22.81%)
2024	$3,481.00 (+10.68%)
2023		$125,400	$250,800
2022	$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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