4716 Oregon Trl, McHenry, IL 60050 Property Records

McHenry County property record for 4716 Oregon Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,970 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,000 (Aug 2026)
Tax Bill	$7,420 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-128-013`

Property Details

APN / Parcel Number

Primary APN	`14-03-128-013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	1,299 sqft
Basement Area	1,007 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	249 sqft
Parking Spaces	1 Parking Space
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4716 OREGON TRL
City	MCHENRY
State	IL
Zip	60050-0502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0027391 LT 13 BLK 12 WINDING CREEK FIVE UNIT 5
Legal Subdivision	WINDING CREEK FIVE UNIT 5
Legal Block	12
Legal Lot Number	13
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1001
Census Tract	870813

Owner

Source: McHenry County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 SILVERTON DR, D, GRAYSLAKE, IL 60030-2773
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202623007
Prior Transfer Date	Nov 15, 1997
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 10, 2026
Property Address	4716 OREGON TRL, MCHENRY, IL 60050-0502
Document Number	0000023007
Instrument Date	Jul 28, 2026
Instrument	202623007
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,781.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	548 SILVERTON DR, GRAYSLAKE, IL 60030-2773

Mortgage

Document Number	0000023008,
Date	Aug 10, 2026
Instrument	202623008

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 29, 2022
Property Address	4716 OREGON TRL, MCHENRY, IL 60050-0502
Document Number	0000011597
Map Reference	DOC 93R23329
Instrument Date	Feb 12, 2022
Instrument	2022R0011597
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4716 OREGON TRL, 4716, MCHENRY, IL 60050-0502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 OREGON TRL, MCHENRY, IL 60050-0502

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4716 OREGON TRL, MCHENRY, IL 60050-0502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022274
Date	Jul 19, 2019
Instrument	2019R0022274

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	4.25%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 21, 2020
Property Address	4716 OREGON TRL, MCHENRY, IL 60050-0502
Document Number	0000027391
Map Reference	DOC 93R23329
Instrument Date	Jul 12, 2020
Instrument	2020R0027391
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4716 OREGON TRL, 4716, MCHENRY, IL 60050-0502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 OREGON TRL, MCHENRY, IL 60050-0502

Mortgage

Document Number	0000027392
Date	Jul 21, 2020
Instrument	2020R0027392

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 30, 2018
Property Address	4716 OREGON TRL, MCHENRY, IL 60050-0502
Document Number	0000025670
Map Reference	DOC93R23329
Instrument Date	Jul 20, 2018
Instrument	2018R0025670
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 CONCORD DR, MCHENRY, IL 60050-8311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025671
Date	Jul 30, 2018
Instrument	2018R0025671

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,420.00	$96,162 (+19.57%) Land $22,383 Building $73,779	$288,486 (+19.57%) Land $67,149 Building $221,337
2022	Homeowner's exemption	$80,425 Land $18,357 Building $62,068	$241,275 Land $55,071 Building $186,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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