4716 Onaway Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 4716 Onaway Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2026)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-I09-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`172-I09-000-020-00`

Exterior

Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	4716 ONAWAY RD
City	INDIAN RIVER
State	MI
Zip	49749-9259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF INDIAN VILLAGE PARK, LOT 20 (SEC 20, T35N,R2W) 609/900;1404/137;1512/480
Legal Range	02W
Legal Township	020
Legal Section	20
Legal Subdivision	INDIAN VILLAGE PARK
Legal Lot Number	20
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	KOEHLER
Census Block Group	3
Census Block	3056
Census Tract	960500

Owner

Source: Cheboygan County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37262 WOODPOINTE DR, CLINTON TOWNSHIP, MI 48036-1676
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE
Aug 1, 2023	Warranty Deed, Transfer
Jan 30, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Aug 1, 2023
Deed Book / Page	1589 / 177
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	001404/137
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 5, 2026
Property Address	4716 ONAWAY RD, INDIAN RIVER, MI 49749-9259
Document Number	1589000177
Book / Page	1589 / 177
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37262 WOODPOINTE DR, CLINTON TOWNSHIP, MI 48036-1676

Mortgage

Document Number	1589000179,
Date	Aug 5, 2026
Book Page	1589/179

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 5, 2026
Property Address	4716 ONAWAY RD, INDIAN RIVER, MI 49749-9259
Document Number	1589000179
Book / Page	1589 / 179
Instrument Date	Jul 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37262 WOODPOINTE DR, CLINTON TOWNSHIP, MI 48036-1676

Mortgage

Document Number	1589000179,
Date	Aug 5, 2026
Book Page	1589/179

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 1, 2023
Property Address	4716 ONAWAY RD, INDIAN RIVER, MI 49749-9259
Document Number	001512/480
Book / Page	1512 / 480
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1600 LANDERS CREEK RD, GRAVEL SWITCH, KY 40328-9445

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 30, 2020
Property Address	4716 ONAWAY RD, INDIAN RIVER, MI 49749-9259
Document Number	001404/137
Book / Page	1404 / 137
Instrument Date	Jan 30, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 RIVER REST RD, CHEBOYGAN, MI 49721-9598

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Koehler Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,400 (+58.67%)	$162,800 (+58.67%)
2025	$2,354.00 (+71.32%)
2023		$51,300	$102,600
2022	$1,374.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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