4716 Monterey Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 4716 Monterey Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1978
Lot Size	0.441 acres (19,210 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2008)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-000000-034070`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-000000-034070`
Alternative APNs	`352825000000034070` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	19,210 sqft (0.441 acres)
Lot Dimensions	190 ft deep x 129 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4716 MONTEREY DR
City	WINTER HAVEN
State	FL
Zip	33880-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BEG SW COR NW RUN E 477 FT N 617 FT TO POB CONT N 120 FT E 160 FT S 120 FT W 160 FT TO POB BEING TRACT 27 OF UNRE PLAZA SUB
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	27
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3003
Census Tract	14703

Owner

4716 Monterey Dr is owned and occupied by an individual who bought it in January 2008.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4716 MONTEREY DR, WINTER HAVEN, FL 33880-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2008 · Amount on File
Deed Sale	Jan 4, 2008 · Amount on File
Prior Sale	Jun 8, 2005 · Amount on File
Deed Document Number	20082225
Deed Book / Page	7523 / 1248
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4716 MONTEREY DR, WINTER HAVEN, FL 33880-1511
Document Number	0100821073
Book / Page	010082 / 001073
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 MONTEREY DR WINTER HAVEN FL 338801511, WINTER HAVEN, FL 33880-1511

Mortgage

Document Number	0100821073
Date	Mar 6, 2017
Book Page	010082/001073
Instrument	42979

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4716 Monterey Dr was $1,341 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,825 (+2.7%)	$318,335 (+0.99%) Land $52,000 Building $266,335
2025	$1,341.00 Homeowner's exemption	$143,939	$315,224 Land $52,000 Building $263,224
2023	$1,385.00 (+4.53%) Homeowner's exemption	$109,166 (+3%)	$295,708 (+12.16%) Land $50,000 Building $245,708
2022	$1,325.00 Homeowner's exemption	$105,986	$263,653 Land $42,000 Building $221,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4716 Monterey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4716 Monterey Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20