4715 Spinnaker Dr, Bradenton, FL 34208 Property Records

Manatee County property record for 4715 Spinnaker Dr, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,051 sqft · built 1999
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Jun 2025)
Tax Bill	$10,419 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`10721-0140-3`

Property Details

APN / Parcel Number

Primary APN	`10721-0140-3`
Alternative APN	`3418281072101403`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,051 sqft Living Area
Gross Area	3,118 sqft
1st Floor Area	2,051 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	3 Parking Spaces
Pool Area	240 sqft
Porch	Screened Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4715 SPINNAKER DR
City	BRADENTON
State	FL
Zip	34208-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 315, OF RIVERDALE REV, A SUB, PER PLAT REC IN PB 10 PG 40; TOGETHER WITH A PORTION OF THAT CERT PARCEL OF LAND REF TO IN ADMINISTRATIVE DETERMINATION 94-98 AND DESC IN
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	315
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1013
Census Tract	2003

Owner

4715 Spinnaker Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Dec 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Feb 14, 2024 · Amount on File
Deed Document Number	202579460
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000024493
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 14, 2024
Property Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0041014482
Map Reference	MB 10 PG 40
Instrument Date	Feb 14, 2024
Instrument	202441014482
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	MSC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5104 TIDEWATER PRESERVE BLVD, BRADENTON, FL 34208-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 ROBINSON AVE, SARASOTA, FL 34232-3735

Mortgage

Document Number	0041014483
Date	Feb 14, 2024
Instrument	202441014483

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0041014483
Date	Feb 14, 2024
Instrument	202441014483

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	1040 S FEDERAL HWY, HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 20, 2021
Property Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0041168439
Map Reference	MB 10 PG 40-49
Instrument Date	Dec 17, 2021
Instrument	202141168439
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4715 SPINNAKER DR, 4715, BRADENTON, FL 34208-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 APPLE TREE CIR, ORLANDO, FL 32819-4681

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	202141118673
Date	Sep 7, 2021
Instrument	202141118673

Lender

Name	WHITNEY BANK
Type	Bank
Address	SARASOTA, FL 34236

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4715 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0027381853
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4715 SPINNAKER DR BRADENTON FL 342088492, BRADENTON, FL 34208-8492

Mortgage

Document Number	0027381853
Date	Jul 16, 2018
Book Page	002738/001853
Instrument	41072190

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4715 Spinnaker Dr was $10,419, down 1.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,804 (-0.96%) Land $171,700 Building $540,104	$711,804 (-0.96%) Land $171,700 Building $540,104
2025	$10,419.00 (-1.23%)	$718,690 Land $171,700 Building $546,990	$718,690 Land $171,700 Building $546,990
2024	$10,549.00 (+6.85%)
2023	$9,873.00 (+2.59%) Homeowner's exemption	$702,067 (+3%)	$718,946 (+5.48%) Land $163,200 Building $555,746
2022	$9,624.00 Homeowner's exemption	$681,618 Land $160,000 Building $521,618	$681,618 Land $160,000 Building $521,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4715 Spinnaker Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4715 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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