Union County property record for 4715 Kiddle Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,445 sqft · built 2007 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Sep 2022) |
| Tax Bill | $2,361 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-599 |
| Primary APN | 09-402-599 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,447 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4715 KIDDLE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #433 ST JOHNS FOREST PH3 MP1 OPCI859 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20308 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4715 KIDDLE LN, MONROE, NC 28110-7663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 23, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2010 · Amount on Record |
| Deed Document Number | 202233359 |
| Deed Book / Page | 8577 / 488 |
| Prior Transfer Date | Apr 18, 2008 |
| Prior Transfer Doc | 0000070264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4715 KIDDLE LN, MONROE, NC 28110-7663 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007998211 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 7998/211 |
| Instrument | 8141 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 4715 KIDDLE LN, MONROE, NC 28110-7663 |
| Document Number | 0008577488 |
| Book / Page | 8577 / 488 |
| Map Reference | CAB 1 FILE 859 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 33359 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2235 GARDEN VIEW LN, 2235, MATTHEWS, NC 28104-8063 |
| Name | Verified Name |
|---|
| Document Number | 0000033360 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 33360 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4715 KIDDLE LN, MONROE, NC 28110-7663 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 7998211 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 7998/211 |
| Instrument | 8141 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 17, 2021 |
| Property Address | 4715 KIDDLE LN, MONROE, NC 28110-7663 |
| Document Number | 8102478 |
| Book / Page | 8102 / 478 |
| Map Reference | CAB 1 FILE 859 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 23210 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2235 GARDEN VIEW LN, 2235, MATTHEWS, NC 28104-8063 |
| Name | Verified Name |
|---|---|
| Address | 2235 GARDEN VIEW LN, MATTHEWS, NC 28104-8063 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,361.00 (+22.02%) | $488,100 (+61.41%) Land $72,400 Building $415,700 | $488,100 (+61.41%) Land $72,400 Building $415,700 |
| 2023 | $1,935.00 | $302,400 Land $44,900 Building $257,500 | $302,400 Land $44,900 Building $257,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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