47144 Ridge Trl, Buxton, NC 27920 Property Records

Dare County property record for 47144 Ridge Trl, Buxton, NC 27920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,880 sqft · built 2001
Lot Size0.528 acres (23,000 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Apr 2020)
Tax Bill$2,266 (2026)
Deeds & MortgagesJun 2026 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN053606482250

Property Details

APN / Parcel Number

Primary APN053606482250
Alternative APN
  • 026569217

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,880 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number053606482250
Street Address47144 RIDGE TRL
CityBUXTON
StateNC
Zip27920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 17 BLK: SEC: 2 PL: C SL: 75A
Legal SubdivisionFLOWERS RIDGE
Legal Lot Number17
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionHATTERAS
Census Block Group4
Census Block4019
Census Tract970502

Owner

47144 Ridge Trl is owned by two individuals who bought it in April 2020.

Source: Dare County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 434, HATTERAS, NC 27943-0434
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Mar 24, 2023Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
Oct 5, 2021Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
Apr 30, 2020Warranty Deed, Transfer · FHA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Prior SaleDec 21, 2006 · Amount on File
Deed Document Number2020700077323
Deed Book / Page2373 / 109
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Recording DateJun 30, 2026
Property Address47144 RIDGE TRL, BUXTON, NC 27920
Document Number0700161184
Book / Page2858 / 470
Instrument DateApr 24, 2026
Instrument2026700161184
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address47144 RIDGE TRL, BUXTON, NC 27920

Mortgage

Document Number0700161184,
DateJun 30, 2026
Book Page2858/470
Instrument2026700161184
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term287 Months
DueMay 1, 2050
Interest
Rate6.38%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address47144 RIDGE TRL, BUXTON, NC 27920
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address47144 RIDGE TRL, BUXTON, NC 27920

Mortgage

Document Number00002672/3
DateMar 24, 2023
Book Page2672/3
Instrument700127859
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueMay 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address47144 RIDGE TRL, BUXTON, NC 27920
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41744 RIDGE TRL, BUXTON, NC 27920

Mortgage

Document Number2551/84
DateOct 5, 2021
Book Page2551/84
Instrument700106658
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueMay 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateApr 30, 2020
Property Address47144 RIDGE TRL, BUXTON, NC 27920
Document Number2373/109
Book / Page2373 / 109
Map ReferenceCAB C SL 75-A
Instrument DateApr 24, 2020
Instrument700077323
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2010 TIMBERS HILL RD, 2010, NORTH CHESTERFIELD, VA 23235-3963

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 434, HATTERAS, NC 27943-0434

Mortgage

Document Number700077324
DateApr 30, 2020
Instrument700077324
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 47144 Ridge Trl was $2,266.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,266.00$546,100 (-) Land $181,200 Building $364,900$546,100 Land $181,200 Building $364,900
2025$2,266.00$546,100 Land $181,200 Building $364,900
2023$1,717.00$284,200 Land $79,000 Building $205,200
2020$546,100 Land $181,200 Building $364,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47144 Ridge Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 397 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies397 in force
Nearby Flood Claims879 (1993–2026)
Most Recent ClaimJun 2026 · tidal / storm surge
Claims by Event
  • Tropical Storm Helene, Nov 2024 · 33 claims
  • Hurricane Dorian, Sep 2019 · 56 claims
  • Hurricane Matthew, Oct 2016 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47144 Ridge Trl is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 94% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARE CO-CAPE HATTERAS WATER
serves 5,486 people · EPA ID NC0428025
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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