47144 324th St, Elk Point, SD 57025 Property Records

Union County property record for 47144 324th St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,336 sqft · built 1928
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.00.17.6015`

Property Details

APN / Parcel Number

Primary APN	`15.00.17.6015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,336 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	47144 324TH ST
City	ELK POINT
State	SD
Zip	57025-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIS TR 1 IN SE1/4 SW1/4 (2.50A)
Legal Range	50W
Legal Township	91N
Legal Section	17
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	1
Census Block	1114
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47144 324TH ST, ELK POINT, SD 57025-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Jul 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 14, 2021
Transfer Doc	000111/439
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47144 324TH ST, ELK POINT, SD 57025-6713
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/835
Date	Aug 4, 2021
Book Page	178/835
Instrument	213676

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	VERMILLION, SD 57069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 7, 2025
Property Address	47144 324TH ST, ELK POINT, SD 57025-6713
Document Number	000115/607
Book / Page	115 / 607
Instrument Date	Oct 3, 2025
Instrument	252330
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 S TESKEY PL, SIOUX FALLS, SD 57108-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47144 324TH ST, ELK POINT, SD 57025-6713

Mortgage

Document Number	0000186625
Date	Oct 7, 2025
Instrument	186/625

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Jul 14, 2021
Property Address	47144 324TH ST, ELK POINT, SD 57025-6713
Document Number	000111/439
Book / Page	111 / 439
Instrument Date	Jul 14, 2021
Instrument	213379
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 LINCOLN ST, VERMILLION, SD 57069-2530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47144 324TH ST, ELK POINT, SD 57025-6713

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Elk Point Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,530.00 (+0.04%)	$229,763 (-) Land $67,620 Building $162,143
2025	$2,529.00 (+1.32%)	$229,763 (+17.4%) Land $67,620 Building $162,143
2024	$2,496.00 (+12.18%)
2023	$2,225.00 (+23.34%)	$195,703 Land $48,300 Building $147,403
2022	$1,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Fixed Wireless	100 / 20

May also be available: Long Lines Metro, Verizon.

Nearby Properties on 324th St

Nearby Streets

All Elk Point, SD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures