4714 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4714 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 600 sqft · built 1922
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Feb 2020)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0102-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0102-00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	600 sqft Living Area
1st Floor Area	300 sqft
2nd Floor Area	300 sqft
Upper Floors Area	576 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Area	240 sqft
Porch	Porch
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4714 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4714 LORETTA AVE 40 X 150PT LOTS 33-34 LOCKMANS SUB
Legal Subdivision	LOCKMANS SUB
Legal Lot Number	33-34 34
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4714 LORETTA AVE, CINCINNATI, OH 45238-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jan 10, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	0000019365
Deed Book / Page	014112 / 002200
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 26, 2020
Property Address	4714 LORETTA AVE, CINCINNATI, OH 45238-4516
Document Number	0000019365
Book / Page	014112 / 002200
Instrument Date	Feb 21, 2020
Instrument	19365
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 LORETTA AVE CINCINNATI OH 452384516, CINCINNATI, OH 45238-4516

Mortgage

Document Number	19366
Date	Feb 26, 2020
Book Page	014112/002202
Instrument	19366

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2018
Property Address	4714 LORETTA AVE, CINCINNATI, OH 45238-4516
Document Number	0000002646
Map Reference	MB 20 PG 14&15
Instrument Date	Jan 5, 2017
Instrument	18-0002646
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 LORETTA AVE, CINCINNATI, OH 45238-4516

Mortgage

Document Number	0000002647
Date	Jan 10, 2018
Instrument	18-0002647

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+3.13%)	$43,778 (-) Land $4,599 Building $39,179
2024	$2,621.00 (-2.2%)	$43,778 (-) Land $4,599 Building $39,179
2023	$2,680.00 (+15.02%)	$43,778 (+28.29%) Land $4,599 Building $39,179	$125,080 (+28.29%) Land $13,140 Building $111,940
2022	$2,330.00 Homeowner's exemption	$34,125 Land $4,571 Building $29,554
2020			$97,500 Land $13,060 Building $84,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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