4714 Gum Ln, Monroe, NC 28112 Property Records

Union County property record for 4714 Gum Ln, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,130 sqft · built 1997
Lot Size	10 acres (435,687 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2021)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-045-003D`

Property Details

APN / Parcel Number

Primary APN	`04-045-003D`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	2,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,687 sqft (10 acres)
Garage Type	Detached
Garage Area	1,564 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4714 GUM LN
City	MONROE
State	NC
Zip	28112-7967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 GUM LANE ACRES OPCD996
Legal Subdivision	GUM LANE ACRES
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2001
Census Tract	20901

Owner

4714 Gum Ln is owned and occupied by an individual who bought it in May 2021.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4714 GUM LN, MONROE, NC 28112-7967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	202125136
Deed Book / Page	8115 / 767
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 26, 2021
Property Address	4714 GUM LN, MONROE, NC 28112-7967
Document Number	8115767
Book / Page	8115 / 767
Map Reference	CAB D FILE 996
Instrument Date	May 26, 2021
Instrument	25136
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4912 E OAK ISLAND DR, 4912, OAK ISLAND, NC 28465-5225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 GUM LN, MONROE, NC 28112-7967

Mortgage

Document Number	25137
Date	May 26, 2021
Instrument	25137

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 18, 2021
Property Address	4714 GUM LN, MONROE, NC 28112-7967
Document Number	8105202
Book / Page	8105 / 202
Map Reference	CAB D FILE 996
Instrument Date	May 13, 2021
Instrument	23589
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 223, BOWLING GREEN, SC 29703-0223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 E OAK ISLAND DR, OAK ISLAND, NC 28465-5225

Tax Assessment & Valuation

The 2025 property tax bill for 4714 Gum Ln was $2,498.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,700 (-) Land $120,300 Building $392,400	$512,700 (-) Land $120,300 Building $392,400
2025	$2,498.00	$512,700 Land $120,300 Building $392,400	$512,700 Land $120,300 Building $392,400
2023	$2,185.00	$340,100 Land $58,300 Building $281,800	$340,100 Land $58,300 Building $281,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4714 Gum Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4714 Gum Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gum Ln

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