4713 McCullom Lake Rd, McHenry, IL 60050 Property Records

McHenry County property record for 4713 McCullom Lake Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,235 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Feb 2026)
Tax Bill	$4,724 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-127-014`

Property Details

APN / Parcel Number

Primary APN	`09-22-127-014`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	988 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4713 MCCULLOM LAKE RD
City	MCHENRY
State	IL
Zip	60050-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0043608 LT 14 BLK 7 MCCULLOM LAKE ESTATES
Legal Subdivision	MCCULLOM LAKE ESTATES
Legal Block	7
Legal Lot Number	14
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1019
Census Tract	870603

Owner

4713 McCullom Lake Rd is owned by a company that bought it in February 2026.

Source: McHenry County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	1926 ORCHARD LN, MCHENRY, IL 60050-8004
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 21, 2025	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Oct 21, 2025 · Amount on File
Deed Document Number	20264015
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0000043608
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4713 MCCULLOM LAKE RD, MCHENRY, IL 60050-1532
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28672 TOUCHSTONE CIR, WESTLAKE, OH 44145-4878

Mortgage

Document Number	0000001888
Date	Jan 21, 2026
Instrument	2026R0001888

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 13, 2026
Property Address	4713 MCCULLOM LAKE RD, MCHENRY, IL 60050-1532
Document Number	0000004015
Map Reference	DOC 88347 MB 6 PG 9
Instrument Date	Jan 7, 2026
Instrument	2026R0004015
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 ORCHARD LN, MCHENRY, IL 60050-8004

Mortgage

Document Number	0000004016
Date	Feb 13, 2026
Instrument	2026R0004016

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056
Prepayment Penalty	00 Months

Interest

Rate Type	Fixed Rate
Rate	6.99%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 21, 2025
Property Address	4713 MCCULLOM LAKE RD, MCHENRY, IL 60050-1532
Document Number	0000029306
Map Reference	DOC 88347
Instrument Date	Oct 7, 2025
Instrument	2025R0029306
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4713 MCCULLOM LAKE RD, MCHENRY, IL 60050-1532

Mortgage

Document Number	0000029307
Date	Oct 21, 2025
Instrument	2025R0029307

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McCullom Lake Village
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,724.00 Homeowner's exemption	$65,038 Land $4,615 Building $60,423	$195,114 Land $13,845 Building $181,269
2022	Homeowner's exemption	$54,057 Land $3,836 Building $50,221	$162,171 Land $11,508 Building $150,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4713 McCullom Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4713 McCullom Lake Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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