4713 Elmer Derr Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4713 Elmer Derr Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,580 sqft · built 1998
Lot Size	3.46 acres (151,153 sqft)
Owner	2 Individual Names on File
Last Sale	$673,000 (Feb 2023)
Tax Bill	$7,169 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-454742`

Property Details

APN / Parcel Number

Primary APN	`23-454742`
Alternative APN	`454742`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,580 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	1,441 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	151,153 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	454742
Street Address	4713 ELMER DERR RD
City	FREDERICK
State	MD
Zip	21703-7419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3 SECTION 1 3.47 ACRES WYE KNOTT
Legal Subdivision	WYE KNOTT SEC 1
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2015
Census Tract	752303

Owner

4713 Elmer Derr Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4713 ELMER DERR RD, FREDERICK, MD 21703-7419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Apr 28, 2003 · Amount on File
Deed Book / Page	16332 / 248
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 16, 2023
Property Address	4713 ELMER DERR RD, FREDERICK, MD 21703-7419
Document Number	0163320248
Book / Page	16332 / 248
Map Reference	MB 55 FO 118
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4713 ELMER DERR RD, FREDERICK, MD 21703-7419

Mortgage

Document Number	0016332253
Date	Feb 16, 2023
Instrument	16332/253

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 4713 Elmer Derr Rd was $7,169.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,700 Land $149,800 Building $515,900	$665,700 Land $149,800 Building $515,900
2025	$7,169.00
2023	$4,745.00	$392,300 Land $103,800 Building $288,500	$392,300 Land $103,800 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4713 Elmer Derr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4713 Elmer Derr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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