4713 Crystal Trl, McHenry, IL 60050 Property Records

McHenry County property record for 4713 Crystal Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,258 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2026)
Tax Bill	$8,786 (2024)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-126-015`

Property Details

APN / Parcel Number

Primary APN	`14-03-126-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,258 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4713 CRYSTAL TRL
City	MCHENRY
State	IL
Zip	60050-0501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0011961 LT 9 BLK 10 WINDING CREEK FIVE UNIT 5
Legal Subdivision	WINDING CREEK FIVE UNIT 5
Legal Block	10
Legal Lot Number	9
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1006
Census Tract	870813

Owner

4713 Crystal Trl is owned and occupied by an individual who bought it in June 2026.

Source: McHenry County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4713 CRYSTAL TRL, MCHENRY, IL 60050-0501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Construction Mortgage WL PROPERTIES LLC
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	202618212
Prior Transfer Date	Jul 30, 1994
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2026
Property Address	4713 CRYSTAL TRL, MCHENRY, IL 60050-0501
Document Number	0000018212
Instrument Date	Jun 12, 2026
Instrument	202618212
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4713 CRYSTAL TRL, MCHENRY, IL 60050-0501
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018380,
Date	Jun 26, 2026
Instrument	202618380

Lender

Name	WL PROPERTIES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 25, 2027

Interest

Rate	6.36%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2022
Property Address	4713 CRYSTAL TRL, MCHENRY, IL 60050-0501
Document Number	0000033063
Map Reference	DOC 93R23329
Instrument Date	Sep 2, 2022
Instrument	2022R0033063
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4713 CRYSTAL TRL, 4713, MCHENRY, IL 60050-0501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4713 CRYSTAL TRL, MCHENRY, IL 60050-0501

Mortgage

Document Number	0000033064
Date	Sep 22, 2022
Instrument	2022R0033064

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,786.00	$104,391 Land $22,383 Building $82,008	$313,173 Land $67,149 Building $246,024
2022	Homeowner's exemption	$83,113 Land $18,357 Building $64,756	$249,339 Land $55,071 Building $194,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4713 Crystal Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4713 Crystal Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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