4713 1st St, Waterloo, IL 62298 Property Records

Monroe County property record for 4713 1st St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,102 sqft · built 1969
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Mar 2021)
Tax Bill$2,020 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-13-401-050-000

Property Details

APN / Parcel Number

Primary APN10-13-401-050-000
Alternative APN
  • 10130400003200 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft
Basement Area1,102 sqft
Unfinished Basement1,102 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area14,375 sqft (0.33 acres)
Garage Area551 sqft
DrivewayConcrete Driveway
Driveway Area570 sqft

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4713 1ST ST
CityWATERLOO
StateIL
Zip62298-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRMH
Legal DescriptionLOTS 7 & 8 BLK 1 BURKHARDTS ADDN & PART VACATED BREY STREET
Legal Range10W
Legal Township03S
Legal Section13
Legal SubdivisionFRED BURKHARDTS ADD TO BURKSVILLE
Legal Block1
Legal Lot Number7-8
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group2
Census Block2031
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4713 1ST ST, WATERLOO, IL 62298-3317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jun 12, 2019Deed of Trust, Mortgage
QUICKEN LNS
May 22, 2019Quit Claim Deed, Transfer
MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2021 · Amount on File
Deed SaleMar 25, 2021 · Amount on File
Deed Document Number2021415849
Prior Transfer DateMay 21, 2019
Prior Transfer Doc0000401592
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 25, 2021
Property Address4713 1ST ST, WATERLOO, IL 62298-3317
Document Number0000415849
Map ReferenceMB A PG 45
Instrument DateMar 25, 2021
Instrument415849
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4713 1ST ST, WATERLOO, IL 62298-3317

Mortgage

Document Number0000415850
DateMar 25, 2021
Instrument415850
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4713 1ST ST, WATERLOO, IL 62298-3317
Document Number0000402148
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 4, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4713 1ST ST WATERLOO IL 622983317, WATERLOO, IL 62298-3317

Mortgage

Document Number0000402148
DateJun 25, 2019
Instrument402148
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueJun 24, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateMay 22, 2019
Property Address4713 1ST ST, WATERLOO, IL 62298-3317
Document Number0000401592
Instrument DateMay 21, 2019
Instrument401592
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4713 1ST ST WATERLOO IL 622983317, WATERLOO, IL 62298-3317

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,020.00 (+3.59%) Homeowner's exemption$39,680 (+1.8%) Land $2,000 Building $37,680$119,040 (+1.8%) Land $6,000 Building $113,040
2024$1,950.00
2022Additional exemption filed$38,980 Land $2,000 Building $36,980$116,940 Land $6,000 Building $110,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on 1st St

Nearby Streets

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