4712 Ruby Red Ln, Kissimmee, FL 34746 Property Records

Osceola County property record for 4712 Ruby Red Ln, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,808 sqft · built 2007
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2020)
Tax Bill	$700 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142338`

Property Details

APN / Parcel Number

Primary APN	`142338`
Alternative APN	`242528253700011800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,808 sqft Heated Area
Gross Area	2,359 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	131 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	142338
Street Address	4712 RUBY RED LN
City	KISSIMMEE
State	FL
Zip	34746-6153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CRYSTAL COVE RESORT PB 18 PG 145-151 LOT 180
Legal Range	28E
Legal Township	25S
Legal Section	24
Legal Subdivision	CRYSTAL COVE RESORT UNITS 1 & 2
Legal Tract	2537
Legal Block	1
Legal Lot Number	180
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1012
Census Tract	40901

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 6, 2020	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	2020103242
Deed Book / Page	5769 / 1701
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153

Mortgage

Document Number	0064971744
Date	Oct 30, 2023
Book Page	6497/1744
Instrument	2023142929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153

Mortgage

Document Number	0059781079
Date	Jun 10, 2021
Book Page	5978/1079
Instrument	2021090567

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 6, 2020
Property Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153
Document Number	0057691701
Book / Page	5769 / 1701
Map Reference	MB 18 PG 145-151
Instrument Date	Jul 28, 2020
Instrument	2020103242
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 GATESTONE DR, 229, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 RUBY RED LN, KISSIMMEE, FL 34746-6153

Mortgage

Document Number	0057691703
Date	Aug 6, 2020
Instrument	5769/1703

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-0.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$243,885 (+5.99%)	$375,500 (+3.96%) Land $86,700 Building $288,800
2023	$703.00 (+11.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,109 (+3%)	$361,200 (+16.44%) Land $66,300 Building $294,900
2022	$628.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,407	$310,200 Land $53,000 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	5 (2004–2005)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2005
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Ruby Red Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures