4712 Isabella Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4712 Isabella Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,885 sqft · built 1954
Lot Size	0.36 acres (15,670 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (May 2015)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`239-0184-011-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0184-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,885 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	2,050 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,670 sqft (0.36 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4712 ISABELLA AVE
City	FAIR OAKS
State	CA
Zip	95628-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 01, LOT 20
Legal Subdivision	CASA BELLA PARK 01
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	7904

Owner

4712 Isabella Ave is owned and occupied by an individual who bought it in May 2015.

Source: Sacramento County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Oct 25, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 18, 2017	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2015 · Amount on File
Deed Sale	May 14, 2015 · Amount on File
Prior Sale	Apr 16, 2010 · Amount on File
Deed Book / Page	20150514 / 936
Prior Transfer Date	Aug 15, 1997
Prior Transfer Doc	9708001784
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 10, 2026
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Document Number	2026000017
Book / Page	20260810 / 17
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	N TITLE COMPANY, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	2026000017,
Date	Aug 10, 2026
Book Page	20260810/17

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	0000000778
Date	Mar 1, 2023
Instrument	2023030100778

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Document Number	2012012111
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE FAIR OAKS CA 956285520, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	2012012111
Date	Dec 1, 2020
Instrument	2012012111

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Document Number	2005291054
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE FAIR OAKS CA 956285520, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	2005291054
Date	May 29, 2020
Instrument	2005291054

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Document Number	1711071125
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE FAIR OAKS CA 956285520, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	1711071125
Date	Nov 7, 2017
Instrument	1711071125

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 ISABELLA AVE, FAIR OAKS, CA 95628-5520
Document Number	1707240977
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 ISABELLA AVE FAIR OAKS CA 956285520, FAIR OAKS, CA 95628-5520

Mortgage

Document Number	1707240977
Date	Jul 24, 2017
Instrument	1707240977

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4712 Isabella Ave was $4,662 with a homeowner's exemption, up 18.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,782 (+10.45%) Land $73,548 Building $359,234
2025	$4,662.00 (+18.9%) Homeowner's exemption	$391,846 Land $72,106 Building $319,740
2024	$3,921.00 (+15.9%)
2023	$3,383.00 (+2.08%) Homeowner's exemption	$285,321 Land $69,307 Building $216,014
2022	$3,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4712 Isabella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4712 Isabella Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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