4712 Eaves Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4712 Eaves Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,304 sqft · built 2002
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2021)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-027-56`

Property Details

APN / Parcel Number

Primary APN	`099-027-56`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,304 sqft Living Area
1st Floor Area	932 sqft
Upper Floors Area	522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Porch	Enclosed/Finished Porch
Porch Area	167 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4712 EAVES LN
City	CHARLOTTE
State	NC
Zip	28215-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L56A M35-387 & M35-389
Legal Subdivision	CITISIDE/PLAZA PH 03 MAP 01
Legal Block	7
Legal Lot Number	56A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	1504

Owner

4712 Eaves Ln is owned and occupied by an individual who bought it in January 2021.

Source: Mecklenburg County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4712 EAVES LN, CHARLOTTE, NC 28215-4036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Mar 28, 2011 · Amount on File
Deed Document Number	202112722
Deed Book / Page	35578 / 444
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 15, 2026
Property Address	4712 EAVES LN, CHARLOTTE, NC 28215-4036
Document Number	0000099130
Book / Page	40714 / 191
Instrument Date	Jul 28, 2026
Instrument	202699130
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 EAVES LN, CHARLOTTE, NC 28215-4036

Mortgage

Document Number	0000099130,
Date	Sep 15, 2026
Book Page	40714/191
Instrument	202699130

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Feb 1, 2051

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 22, 2021
Property Address	4712 EAVES LN, CHARLOTTE, NC 28215-4036
Document Number	0000012722
Book / Page	35578 / 444
Map Reference	MB 35 PG 387&389
Instrument Date	Jan 15, 2021
Instrument	2021012722
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10309 HIGHLAND MANOR DR, 10309, TAMPA, FL 33610-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 EAVES LN, CHARLOTTE, NC 28215-4036

Mortgage

Document Number	0000012723
Date	Jan 22, 2021
Instrument	2021012723

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4712 Eaves Ln was $2,215.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00	$266,100 Land $70,000 Building $196,100	$266,100 Land $70,000 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4712 Eaves Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4712 Eaves Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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