4712 Dovercourt Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4712 Dovercourt Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,607 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Jul 2010)
Tax Bill	$10,261 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0480-030-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0480-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,607 sqft Living Area
1st Floor Area	2,607 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4712 DOVERCOURT CIR
City	CARMICHAEL
State	CA
Zip	95608-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 17, LOT 30
Legal Subdivision	DEL DAYO ESTATES 17
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3014
Census Tract	5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage EL DORADO SVGS BK
Jan 12, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2010 · Amount on Record
Deed Sale	Jul 6, 2010 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Book / Page	20100706 / 1029
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	0000000784
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218

Mortgage

Document Number	0000000054
Date	Aug 19, 2022
Instrument	2022081900054

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218

Mortgage

Document Number	0000001074
Date	Aug 9, 2021
Instrument	202108091074

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218

Mortgage

Document Number	8090000001074
Date	Aug 9, 2021
Book Page	20210809/1074

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2019
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Document Number	1902280047
Instrument Date	Feb 14, 2019
Instrument	1902280047
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4712 DOVERCOURT CIR CARMICHAEL CA 956086218, CARMICHAEL, CA 95608-6218

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 27, 2017
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Document Number	1711271325
Instrument Date	Nov 17, 2017
Instrument	1711271325
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4712 DOVERCOURT CIR CARMICHAEL CA 956086218, CARMICHAEL, CA 95608-6218

Mortgage

Document Number	1711271326
Date	Nov 27, 2017
Instrument	1711271326

Lender

Name	EL DORADO SVGS BK
Type	Federal Savings Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2032

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 12, 2018
Property Address	4712 DOVERCOURT CIR, CARMICHAEL, CA 95608-6218
Document Number	1801121133
Instrument Date	Nov 17, 2017
Instrument	1801121133
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4712 DOVERCOURT CIR CARMICHAEL CA 956086218, CARMICHAEL, CA 95608-6218

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$866,220 (+2%) Land $457,373 Building $408,847
2025	$10,261.00 (+0.96%) Homeowner's exemption	$849,236 (+4.04%) Land $448,405 Building $400,831
2024	$10,163.00 (+2.57%)
2023	$9,908.00 (+0.56%) Homeowner's exemption	$816,261 Land $430,994 Building $385,267
2022	$9,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (1991–1998)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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