4712 Dewberry Ln, Monroe, NC 28110 Property Records

Union County property record for 4712 Dewberry Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,204 sqft · built 2000
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (May 2005)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Nov 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-363-211`

Property Details

APN / Parcel Number

Primary APN	`09-363-211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4712 DEWBERRY LN
City	MONROE
State	NC
Zip	28110-8528
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#230 BREKONRIDGE PH4 OPCF751
Legal Subdivision	BREKONRIDGE
Legal Lot Number	230
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3008
Census Tract	20321

Owner

4712 Dewberry Ln, a rural home, is owned by an individual who bought it in May 2005.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3216, MATTHEWS, NC 28106-3216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2005 · Amount on File
Deed Sale	May 27, 2005 · Amount on File
Prior Sale	Jan 11, 2002 · Amount on File
Deed Document Number	200576001
Deed Book / Page	3792 / 647
Prior Transfer Date	Oct 12, 2000
Prior Transfer Doc	0000001422
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4712 DEWBERRY LN, MONROE, NC 28110-8528
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 DEWBERRY LN, MONROE, NC 28110-8528
Investor	Possibly a Property Investor

Mortgage

Document Number	0008484382
Date	May 24, 2022
Book Page	8484/382
Instrument	18821

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4712 DEWBERRY LN, MONROE, NC 28110-8528
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7519716
Date	Nov 19, 2019
Book Page	7519/716
Instrument	0036034

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4712 DEWBERRY LN, MONROE, NC 28110-8528
Document Number	7519734
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4712 DEWBERRY LN MONROE NC 281108528, MONROE, NC 28110-8528

Mortgage

Document Number	7519734
Date	Nov 19, 2019
Book Page	007519/000734
Instrument	36035

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 4712 Dewberry Ln was $2,562.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,100 (-) Land $66,000 Building $227,100	$293,100 (-) Land $66,000 Building $227,100
2025	$2,562.00	$293,100 Land $66,000 Building $227,100	$293,100 Land $66,000 Building $227,100
2023	$2,105.00	$193,100 Land $40,100 Building $153,000	$193,100 Land $40,100 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4712 Dewberry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4712 Dewberry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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