4711 Watermark Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4711 Watermark Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,211 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2012)
Tax Bill	$12,202 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-381-017`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-381-017`

Exterior

Lot Area	9,211 sqft (0.211 acres)

Location & Zoning

Street Address	4711 WATERMARK DR
City	CHAMPAIGN
State	IL
Zip	61822-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 613 IRONWOOD WEST VI SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VI SUB
Legal Lot Number	613
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1053
Census Tract	1205

Owner

4711 Watermark Dr is owned and occupied by an individual who acquired it in September 2015.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4711 WATERMARK DR, CHAMPAIGN, IL 61822-3623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit TRANSPORTATION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2012 · Amount on File
Deed Sale	Jul 10, 2012 · Amount on File
Prior Sale	Feb 7, 2007 · Amount on File
Deed Document Number	201216831
Last Transfer Date	Sep 22, 2015
Transfer Doc	0000018527
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4711 WATERMARK DR, CHAMPAIGN, IL 61822-3623
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022643
Date	Sep 22, 2021
Instrument	2021R22643

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4711 WATERMARK DR, CHAMPAIGN, IL 61822-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015723
Date	Sep 7, 2018
Instrument	2018R15723

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,730 Land $33,570 Building $130,160	$491,190 Land $100,710 Building $390,480
2024	$12,202.00
2022	$10,723.00 Homeowner's exemption	$122,610 Land $25,140 Building $97,470	$367,830 Land $75,420 Building $292,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4711 Watermark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4711 Watermark Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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