4711 Howard St, McHenry, IL 60051 Property Records

McHenry County property record for 4711 Howard St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,122 sqft · built 1962
Lot Size	0.28 acres (12,236 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-252-018`

Property Details

APN / Parcel Number

Primary APN	`10-07-252-018`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,122 sqft
Basement Area	810 sqft
Finished Basement	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,236 sqft
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4711 HOWARD ST
City	MCHENRY
State	IL
Zip	60051-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0045046 LT 315 PISTAKEE HILLS UNIT 3
Legal Range	09E
Legal Township	45N
Legal Section	07
Legal Subdivision	PISTAKEE HILLS 03
Legal Block	252
Legal Lot Number	315
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3017
Census Tract	870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4711 HOWARD ST, MCHENRY, IL 60051-5700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Nov 25, 2002 · Amount on Record
Deed Document Number	2020R0045046
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 27, 2020
Property Address	4711 HOWARD ST, MCHENRY, IL 60051-5700
Document Number	0000045046
Map Reference	MB 14 PG 40
Instrument Date	Oct 12, 2020
Instrument	2020R0045046
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4711 HOWARD ST, MCHENRY, IL 60051-5700

Mortgage

Document Number	0000045047
Date	Oct 27, 2020
Instrument	2020R0045047

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$58,648 Land $14,628 Building $44,020	$175,944 Land $43,884 Building $132,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20