47109 Cherry Valley Dr, Macomb, MI 48044 Property Records

Macomb County property record for 47109 Cherry Valley Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,766 sqft · built 1996
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$368,000 (Nov 2021)
Tax Bill$5,862 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN20-08-28-476-005

Property Details

APN / Parcel Number

Primary APN20-08-28-476-005
Alternative APN
  • 0828476005

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,766 sqft Living Area
1st Floor Area1,766 sqft
Basement Area1,766 sqft
Unfinished Basement1,766 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area463 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address47109 CHERRY VALLEY DR
CityMACOMB
StateMI
Zip48044-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCHERRY VALLEY SUB LOT 4 LIBER: 110 PAGES: 7-12
Legal SubdivisionCHERRY VALLEY SUB
Legal Lot Number4
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1021
Census Tract224102

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Dec 20, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Nov 8, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Nov 17, 2021Warranty Deed, Transfer
NOT AVAILABLE, COLONIAL TITLE COMPANY
Nov 2, 2021Intrafamily Transfer, Transfer
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 20, 2016Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleOct 27, 2009 · Amount on Record
Deed Document Number20212271814
Deed Book / Page28201 / 182
Prior Transfer DateOct 15, 2021
Prior Transfer Doc0002264891
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateApr 21, 2026
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Document Number0000037754
Book / Page30623 / 3
Instrument DateMar 16, 2026
Instrument202637754
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833

Mortgage

Document Number0000037754,
DateApr 21, 2026
Book Page30623/3
Instrument202637754
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueNov 1, 2051
Interest
Rate6.09%
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Transaction TypeMortgage
Record UpdatedJan 9, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833

Mortgage

Document Number2300104997
DateDec 20, 2023
Book Page29417/467
Instrument202300104997
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueNov 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 HARRISON AVE, ROCHESTER HILLS, MI 48307-5632

Mortgage

Document Number2102268213
DateNov 8, 2021
Book Page28183/226
Instrument202102268213
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 17, 2021
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Document Number2102271814
Book / Page28201 / 182
Map ReferenceLB 110 PG 7-12
Instrument DateOct 15, 2021
Instrument202102271814
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyNOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20389 BREEZEWAY DR, 20389, MACOMB, MI 48044-3515

Transferred To (Grantee/Buyer)

NameVerified Name
Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateNov 2, 2021
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Document Number2102264891
Book / Page28165 / 38
Map ReferenceLB 110 PG 7-12
Instrument DateOct 15, 2021
Instrument202102264891
Transaction TypeTransfer
Record UpdatedNov 18, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address51789 ADLER PARK DR W # W40, 51789, CHESTERFIELD, MI 48051-2342

Transferred To (Grantee/Buyer)

NameVerified Name
Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Document Number0000050977
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address47109 CHERRY VALLEY DR MACOMB MI 480442833, MACOMB, MI 48044-2833

Mortgage

Document Number0000050977
DateApr 27, 2020
Book Page026668/000001
Instrument50977
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 26, 2040

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47109 CHERRY VALLEY DR, MACOMB, MI 48044-2833
Document Number0000000931
Book / Page024480 / 000529
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJan 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47109 CHERRY VALLEY DR MACOMB MI 480442833, MACOMB, MI 48044-2833

Mortgage

Document Number0000000931
DateJan 4, 2017
Book Page024480/000529
Instrument931
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 3, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,000 (+4.31%)$392,000 (+4.31%)
2025$5,862.00 (+17.76%) Homeowner's exemption$187,900 (+12.79%)$375,800 (+12.79%)
2023$166,600$333,200
2022$4,978.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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