4710 Titus Ct, Monroe, NC 28110 Property Records

Union County property record for 4710 Titus Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 1,452 sqft · built 1999
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Apr 2021)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-396-145`

Property Details

APN / Parcel Number

Primary APN	`09-396-145`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4710 TITUS CT
City	MONROE
State	NC
Zip	28110-9335
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#15 CORNERSTONE PH1A OPCF224
Legal Subdivision	CORNERSTONE
Legal Lot Number	15
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	20307

Owner

4710 Titus Ct, a rural home, is owned and occupied by an individual who bought it in April 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4710 TITUS CT, MONROE, NC 28110-9335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 1, 2021	Warranty Deed, Transfer
Apr 9, 2020	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202115279
Deed Book / Page	8048 / 692
Prior Transfer Date	Jun 7, 2006
Prior Transfer Doc	4198694
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4710 TITUS CT, MONROE, NC 28110-9335
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 TITUS CT, MONROE, NC 28110-9335

Mortgage

Document Number	0009310615
Date	Feb 23, 2026
Book Page	9310/615
Instrument	4543

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	966 Months
Due	Aug 25, 2106

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4710 TITUS CT, MONROE, NC 28110-9335
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8041210
Date	Mar 29, 2021
Book Page	8041/210
Instrument	14279

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 1, 2021
Property Address	4710 TITUS CT, MONROE, NC 28110-9335
Document Number	0008048692
Book / Page	8048 / 692
Map Reference	CAB F FILE 224
Instrument Date	Mar 30, 2021
Instrument	15279
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 BERMUDA BAY DR APT 302, 228, MYRTLE BEACH, SC 29579-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 TITUS CT, MONROE, NC 28110-9335

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 9, 2020
Property Address	4710 TITUS CT, MONROE, NC 28110-9335
Document Number	0007633316
Book / Page	7633 / 316
Map Reference	CAB F FILE 224
Instrument Date	Apr 9, 2020
Instrument	11918
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CATAWBA CIR N, 500, MATTHEWS, NC 28104-5123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 TITUS CT, MONROE, NC 28110-9335

Mortgage

Document Number	0000011919
Date	Apr 9, 2020
Instrument	11919

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4710 Titus Ct was $1,224.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,200 (-) Land $69,000 Building $287,200	$356,200 (-) Land $69,000 Building $287,200
2025	$1,224.00	$356,200 Land $69,000 Building $287,200	$356,200 Land $69,000 Building $287,200
2023	$2,020.00	$237,100 Land $42,000 Building $195,100	$237,100 Land $42,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4710 Titus Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4710 Titus Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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