4710 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4710 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,196 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Sep 2020)
Tax Bill	$9,855 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0035.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0035.0-0-0000`
Alternative APNs	`41-38-41-009-000-00350-0` `1120876`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	2,196 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	453 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120876
Street Address	4710 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	35
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST COLONIAL COMMUNITY BANK
Sep 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 26, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20202840546
Deed Book / Page	3161 / 2645
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4915 NEW RD, NEW HOPE, PA 18938-5452

Mortgage

Document Number	0035381062
Date	Dec 15, 2025
Book Page	3538/1062
Instrument	3160977

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SILVER BAY RD, TOMS RIVER, NJ 08753-2451

Mortgage

Document Number	0032951530
Date	Feb 25, 2022
Book Page	3295/1530
Instrument	2944853

Lender

Name	1ST COLONIAL COMMUNITY BANK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 29, 2020
Property Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0031612645
Book / Page	3161 / 2645
Map Reference	MB 18 PG 6
Instrument Date	Sep 28, 2020
Instrument	2840546
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528

Mortgage

Document Number	0031612647
Date	Sep 29, 2020
Instrument	3161/2647

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 26, 2019
Property Address	4710 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0031020978
Book / Page	003102 / 000978
Instrument Date	Dec 20, 2019
Instrument	2791709
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$15,008.39
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,855.00 (+3.11%)	$594,740 (+13.69%) Land $250,000 Building $344,740	$594,740 (+3.93%) Land $250,000 Building $344,740
2024	$9,558.00 (+1.12%)
2023	$9,452.00 (+7.92%)	$523,131 (+1%)	$572,260 (+4.78%) Land $235,000 Building $337,260
2022	$8,758.00	$475,574	$546,130 Land $242,950 Building $303,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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