4710 Beard Rd, Xenia, IL 62899 Property Records

Clay County property record for 4710 Beard Rd, Xenia, IL 62899

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-100-007`

Property Details

APN / Parcel Number

Primary APN	`13-06-100-007`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	4710 BEARD RD
City	XENIA
State	IL
Zip	62899-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 6-2-5 208.71' X 208.71' LYING 345 S NW/COR NW NW 1 AC
Legal Range	05
Legal Township	02
Legal Section	06
Jurisdiction	CLAY IL
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2081
Census Tract	972200

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4710 BEARD RD, XENIA, IL 62899-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · Construction Mortgage TEXICO STATE BANK
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4710 BEARD RD, XENIA, IL 62899-2105
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000D194790
Date	Aug 6, 2018
Instrument	D194790

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4710 BEARD RD, XENIA, IL 62899-2105
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000D192193
Date	Jul 31, 2017
Instrument	D192193

Lender

Name	TEXICO STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2018

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	4710 BEARD RD, XENIA, IL 62899-2105
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203245
Date	Oct 22, 2021
Instrument	203245

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Xenia Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,712.00 (+7.02%) Homeowner's exemption Disabled Person's exemption	$51,807 (+35.09%) Land $2,639 Building $49,168	$155,421 (+35.09%) Land $7,917 Building $147,504
2024	$2,534.00 (+15.81%)
2022	$2,188.00 (-5.77%) Homeowner's exemption Disabled Person's exemption	$38,349 Land $1,981 Building $36,368	$115,047 Land $5,943 Building $109,104
2021	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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