471 Wagon Bridge Ln, Sagle, ID 83860 Property Records

Bonner County property record for 471 Wagon Bridge Ln, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,684 sqft · built 2004
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2016)
Tax Bill	$3,029 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W171200A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W171200A`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,684 sqft Finished Area
1st Floor Area	3,552 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Built-in
Lean-To	240 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	471 WAGON BRIDGE LN
City	SAGLE
State	ID
Zip	83860-8131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	17-56N-2W N2SWNE
Legal Range	02W
Legal Township	56N
Legal Section	17
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1015
Census Tract	950801

Owner

471 Wagon Bridge Ln is owned and occupied by two individuals who bought it in August 2016.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	471 WAGON BRIDGE LN, SAGLE, ID 83860-8131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on File
Deed Sale	Aug 5, 2016 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	2016892964
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	471 WAGON BRIDGE LN, SAGLE, ID 83860-8131
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE - EMERALD OFFICE, STEWART TITLE EMERALD OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951748
Date	Jan 14, 2020
Instrument	951748

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	471 WAGON BRIDGE LN, SAGLE, ID 83860-8131
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE - EMERALD OFFICE, STEWART TITLE EMERALD OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951747
Date	Jan 14, 2020
Instrument	951747

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	471 WAGON BRIDGE LN, SAGLE, ID 83860-8131
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	981410
Date	Apr 26, 2021
Instrument	981410

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 471 Wagon Bridge Ln was $3,029 with a homeowner's exemption, up 6.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,029.00 (+6.65%) Homeowner's exemption	$833,484 (-0.06%) Land $385,764 Building $447,720	$833,484 (-0.06%) Land $385,764 Building $447,720
2025	$2,840.00 Homeowner's exemption	$834,024 Land $385,764 Building $448,260	$834,024 Land $385,764 Building $448,260
2023	$2,941.00 Homeowner's exemption	$858,524 Land $340,532 Building $517,992	$858,524 Land $340,532 Building $517,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 471 Wagon Bridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Wagon Bridge Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Kaniksu Internet.

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