471 Tomoka Dr, Englewood, FL 34223 Property Records

Sarasota County property record for 471 Tomoka Dr, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 2011
Lot Size	0.146 acres (6,400 sqft)
Owner	2 Trust Names on File
Last Sale	$529,000 (Apr 2023)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0851-09-0031`

Property Details

APN / Parcel Number

Primary APN	`0851-09-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,400 sqft (0.146 acres)
Garage Type	Attached
Garage Area	410 sqft
Porch	Finished/Screened Porch
Porch Area	28 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	471 TOMOKA DR
City	ENGLEWOOD
State	FL
Zip	34223-6560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 292, PARK FOREST PHASE 5
Legal Range	20E
Legal Township	40S
Legal Section	30
Legal Subdivision	PARK FOREST PHASE 5
Legal Phase	5
Legal Tract	2972
Legal Lot Number	292
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	2
Census Block	2045
Census Tract	2733

Owner

471 Tomoka Dr is owner-occupied and held in a trust since April 2023.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 26, 2019	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 28, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Nov 18, 2016 · Amount on File
Deed Document Number	2023056826
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 10, 2023
Property Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Document Number	0000056826
Map Reference	MB 45 PG 5
Instrument Date	Mar 22, 2023
Instrument	2023056826
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,703.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8608 FLUTTERING LEAF TRL UNIT 407, 407, ODENTON, MD 21113-4064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560

Mortgage

Document Number	0000056827
Date	Apr 10, 2023
Instrument	2023056827

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134745
Date	Oct 1, 2019
Instrument	2019134745

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	11712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036869
Date	Mar 26, 2019
Instrument	2019036869

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Document Number	0000070317
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	471 TOMOKA DR ENGLEWOOD FL 342236560, ENGLEWOOD, FL 34223-6560

Mortgage

Document Number	0000070317
Date	Jun 1, 2020
Instrument	70317

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARASOTA FL
Property Address	471 TOMOKA DR, ENGLEWOOD, FL 34223-6560
Document Number	0000062398
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	471 TOMOKA DR ENGLEWOOD FL 342236560, ENGLEWOOD, FL 34223-6560

Mortgage

Document Number	0000062398
Date	May 18, 2017
Instrument	62398

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 471 Tomoka Dr was $3,849 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 Homeowner's exemption	$371,300 Land $89,200 Building $282,100	$371,300 Land $89,200 Building $282,100
2023	$2,468.00 (+3.7%) Homeowner's exemption	$204,045 (+6.23%)	$427,500 (+8.92%) Land $86,000 Building $341,500
2022	$2,380.00 Homeowner's exemption	$192,083	$392,500 Land $82,700 Building $309,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 471 Tomoka Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	14 (2022–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Tomoka Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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