471 Sumac Rd, Pulaski, TN 38478 Property Records

Giles County property record for 471 Sumac Rd, Pulaski, TN 38478

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,030 sqft · built 1950
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2025)
Tax Bill	$640 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028078 01600`

Property Details

APN / Parcel Number

Primary APN	`028078 01600`
Alternative APN	`078 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	471 SUMAC RD
City	PULASKI
State	TN
Zip	38478-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	3
Census Block	3001
Census Tract	920301

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	471 SUMAC RD, PULASKI, TN 38478-8224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Feb 16, 2024	Warranty Deed, Transfer · USDA Mortgage FIRST NATIONAL BANK OF PULASKI
Apr 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PULASKI
Jan 22, 2018	Warranty Deed, Transfer GILES TITLE AND ESCROW SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	0000412770
Deed Book / Page	412 / 770
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jul 31, 2025
Property Address	471 SUMAC RD, PULASKI, TN 38478-8224
Document Number	0000154045
Book / Page	D412 / 770
Instrument Date	Jul 31, 2025
Instrument	25154045
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	GILES TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 SUMAC RD, PULASKI, TN 38478-8224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000154046
Date	Jul 31, 2025
Instrument	25154046

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Feb 16, 2024
Property Address	471 SUMAC RD, PULASKI, TN 38478-8224
Document Number	0000146971
Book / Page	D405 / 99
Instrument Date	Feb 16, 2024
Instrument	24146971
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 SUMAC RD, PULASKI, TN 38478-8224

Mortgage

Document Number	0000146972
Date	Feb 16, 2024
Instrument	22146972

Lender

Name	FIRST NATIONAL BANK OF PULASKI
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Apr 5, 2021
Property Address	471 SUMAC RD, PULASKI, TN 38478-8224
Document Number	0000131555
Book / Page	D389 / 254
Instrument Date	Apr 1, 2021
Instrument	21131555
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 SUMAC RD, PULASKI, TN 38478-8224

Mortgage

Document Number	0000131556
Date	Apr 5, 2021
Instrument	21131556

Lender

Name	FIRST NATIONAL BANK OF PULASKI
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jan 22, 2018
Property Address	471 SUMAC RD, PULASKI, TN 38478-8224
Document Number	0000115232
Book / Page	000374 / 000618
Instrument Date	Jan 19, 2018
Instrument	115232
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	GILES TITLE AND ESCROW SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	611 SUMAC RD PULASKI TN 384788253, PULASKI, TN 38478-8253

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (+93.35%)	$27,750 (+66.67%) Land $5,100 Building $22,650
2024	$331.00	$16,650 (-) Land $5,100 Building $11,550
2023	$331.00	$16,650 (-) Land $5,100 Building $11,550
2022	$331.00	$16,650 Land $5,100 Building $11,550	$111,000 Land $20,400 Building $90,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW UTILITY DISTRICT serves 7,036 people · EPA ID TN0000563
Water Source	Purchased surface water from PULASKI WATER SYSTEM
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
PES Energize Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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