Oakland County property record for 471 Silman St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,122 sqft · built 1924 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Nov 2020) |
| Tax Bill | $6,138 (2025) |
| Deeds & Mortgages | Nov 2020 Sale Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-428-063 |
| Primary APN | 24-25-34-428-063 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 799 sqft |
| Basement Area | 799 sqft |
| Unfinished Basement | 799 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 130 ft deep x 44 ft wide |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 471 SILMAN ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 158, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | STORMFELTZ-LOVELEY CO WOODWARD AVE SUB |
| Legal Lot Number | 158 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 173500 |
471 Silman St is owned and occupied by an individual who bought it in November 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 471 SILMAN ST, FERNDALE, MI 48220-2572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Warranty Deed, Transfer DEVON TITLE AGENCY |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage F5 CAP GROUP LLC |
| Jun 28, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage F5 CAPITAL GROUP |
| Jun 20, 2019 | Warranty Deed, Transfer MICHIGAN INVESTMENT TTL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 2020233273 |
| Deed Book / Page | 55133 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 6, 2020 |
| Property Address | 471 SILMAN ST, FERNDALE, MI 48220-2572 |
| Document Number | 0000233273 |
| Book / Page | 55133 / 41 |
| Map Reference | LB 8 PG 20 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 233273 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13517 LIVEMOIS, 13517, DETROIT, MI 48238 |
| Name | Verified Name |
|---|---|
| Address | 301 CARROLL RD, ATHENS, OH 45701-3306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 471 SILMAN ST, FERNDALE, MI 48220-2572 |
| Document Number | 0000103394 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13517 LIVERNOIS AVE DETROIT MI 482382514, DETROIT, MI 48238-2514 |
| Document Number | 0000103394 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 052974/000775 |
| Instrument | 103394 |
| Name | F5 CAP GROUP LLC |
|---|---|
| Address | LAKEVILLE, MI 48366 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 28, 2019 |
| Property Address | 471 SILMAN ST, FERNDALE, MI 48220-2572 |
| Document Number | 0000103392 |
| Book / Page | 52974 / 00772 |
| Map Reference | LB 8 PG 20 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 103392 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | MICHIGAN INVESTMENT TTL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3334 ROCHESTER RD # 145, 3334, TROY, MI 48083-5426 |
| Name | Verified Name |
|---|---|
| Address | 13517 LIVERNOIS AVE, DETROIT, MI 48238-2514 |
| Document Number | 5297400775 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 52974/00775 |
| Name | F5 CAPITAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Dec 21, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 20, 2019 |
| Property Address | 471 SILMAN ST, FERNDALE, MI 48220-2572 |
| Document Number | 0000098599 |
| Book / Page | 52947 / 00761 |
| Map Reference | LB 8 PG 20 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 98599 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | MICHIGAN INVESTMENT TTL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 471 SILMAN ST, 471, FERNDALE, MI 48220-2572 |
| Name | Verified Name |
|---|---|
| Address | 3334 ROCHESTER RD # 145, 145, TROY, MI 48083-5426 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 471 Silman St was $6,138 with a homeowner's exemption, down 24.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,138.00 (-24.94%) Homeowner's exemption | $132,130 | $264,260 |
| 2024 | $8,177.00 | ||
| 2023 | $119,840 (+9.41%) | $239,680 (+9.41%) | |
| 2022 | $8,138.00 (+4.52%) | $109,530 | $219,060 |
| 2021 | $7,786.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 471 Silman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 471 Silman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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