471 S Union Rd, Westminster, SC 29693 Property Records

Oconee County property record for 471 S Union Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,651 sqft · built 1995
Lot Size	3.1 acres (135,472 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2019)
Tax Bill	$904 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`324-00-04-034`

Property Details

APN / Parcel Number

Primary APN	`324-00-04-034`
Alternative APN	`1072220`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,651 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	135,472 sqft (3.1 acres)
Garage Type	Attached
Garage Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1072220
Street Address	471 S UNION RD
City	WESTMINSTER
State	SC
Zip	29693-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(3.11 AC)
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2002
Census Tract	30901

Owner

471 S Union Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	471 S UNION RD, WESTMINSTER, SC 29693-5701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Oct 24, 2019	Grant Deed, Transfer · Conventional with PMI ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	05539
Deed Book / Page	2514 / 165
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	471 S UNION RD, WESTMINSTER, SC 29693-5701
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012523
Date	Feb 8, 2022
Book Page	4286/267
Instrument	12523

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85261

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 24, 2019
Property Address	471 S UNION RD, WESTMINSTER, SC 29693-5701
Document Number	0025140165
Book / Page	002514 / 000165
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	471 S UNION RD WESTMINSTER SC 296935701, WESTMINSTER, SC 29693-5701

Mortgage

Document Number	38870148
Date	Oct 24, 2019
Book Page	003887/000148

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 471 S Union Rd was $904.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00	$8,615 Land $1,006 Building $7,609	$215,377 Land $25,160 Building $190,217
2023		$8,615 Land $1,006 Building $7,609	$215,377 Land $25,160 Building $190,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 471 S Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 S Union Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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