471 Roselake Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 471 Roselake Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,248 sqft · built 1976
Lot Size	0.492 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$431,500 (Jun 2026)
Tax Bill	$7,510 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68-01419-0002`

Property Details

APN / Parcel Number

Primary APN	`O68-01419-0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,248 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	21,344 sqft (0.492 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	104 sqft
Deck Area	480 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	471 ROSELAKE DR
City	DAYTON
State	OH
Zip	45458-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	158 ROSE ESTATES SEC 7
Legal Subdivision	ROSE ESTATES
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	40406

Owner

Source: Montgomery County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	471 ROSELAKE DR, DAYTON, OH 45458-4017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CREDIT UNION INC
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHTPATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 14, 1994
Deed Document Number	202634777
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 11, 2026
Property Address	471 ROSELAKE DR, DAYTON, OH 45458-4017
Document Number	0000034778
Instrument Date	May 21, 2026
Instrument	202634778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ASPEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6113 CREST OAK PL, DAYTON, OH 45414-2807

Mortgage

Document Number	0000034778,
Date	Jun 11, 2026
Instrument	202634778

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 11, 2026
Property Address	471 ROSELAKE DR, DAYTON, OH 45458-4017
Document Number	0000034777
Instrument Date	May 21, 2026
Instrument	202634777
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ASPEN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,744.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	471 ROSELAKE DR, DAYTON, OH 45458-4017

Mortgage

Document Number	0000034777,
Date	Jun 11, 2026
Instrument	202634777

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,510.00	$118,540 (-) Land $18,600 Building $99,940	$338,670 (-) Land $53,130 Building $285,540
2024	$7,510.00 (+9.19%)
2023	$6,878.00 (+4.93%)	$118,540 (+32.3%) Land $18,600 Building $99,940	$338,670 (+32.29%) Land $53,130 Building $285,540
2022	$6,555.00	$89,600 Land $14,090 Building $75,510
2020			$256,000 Land $40,250 Building $215,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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