Onslow County property record for 471 Richlands Loop Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,001 sqft · built 1997 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Mar 2026) |
| Tax Bill | $1,313 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-51.1 |
| Primary APN | 30-51.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,001 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 138672003 |
|---|---|
| Street Address | 471 RICHLANDS LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | PT L7 ERVIN DIV |
| Legal Lot Number | 7 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 207 |
Source: Onslow County assessment roll, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 471 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 3, 2026 | Intrafamily Transfer, Transfer |
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Oct 31, 1996 |
| Deed Book / Page | 6539 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 3, 2026 |
| Property Address | 471 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6334 |
| Document Number | 0065390530 |
| Book / Page | 6539 / 530 |
| Instrument Date | Feb 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 471 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6334 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 471 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 471 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6334 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054510909 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 5451/909 |
| Name | COASTAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | RICHLANDS, NC 28574 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Onslow County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 | $200,586 (-) Land $28,700 Building $171,886 | $200,586 (-) Land $28,700 Building $171,886 |
| 2023 | $1,313.00 | $200,586 Land $28,700 Building $171,886 | $200,586 Land $28,700 Building $171,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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