Denton County property record for 471 Providence Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4,136 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,000 (Dec 2020) |
| Tax Bill | $15,976 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R698367 |
| Primary APN | R698367 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,136 sqft Living Area |
| Gross Area | 4,872 sqft |
| 1st Floor Area | 2,227 sqft |
| 2nd Floor Area | 1,909 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Street Address | 471 PROVIDENCE DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 4B BLK N LOT 2 |
| Legal Subdivision | WINDSONG RANCH PHASE 4B |
| Legal Block | N |
| Legal Lot Number | 2 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 20128 |
471 Providence Dr is owned and occupied by an individual who bought it in December 2020.
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 471 PROVIDENCE DR, PROSPER, TX 75078-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Dec 16, 2019 | Loan Modification, Mortgage · Line of Credit FIRST UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 2020199019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Dec 7, 2020 |
| Property Address | 471 PROVIDENCE DR, PROSPER, TX 75078-8008 |
| Document Number | 0000199019 |
| Map Reference | FILE 2016-2247 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 2020-199019 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | STEWART |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5801 TENNYSON PKWY STE 430, 5801, PLANO, TX 75024-6141 |
| Name | Verified Name |
|---|---|
| Address | 471 PROVIDENCE DR, PROSPER, TX 75078-8008 |
| Document Number | 0000199020 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-199020 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Number | 0000199021 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-199021 |
| Name | CERTIFIED FUNDING LP |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75252 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 25, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 471 PROVIDENCE DR, PROSPER, TX 75078-8008 |
| Document Number | 0000207151 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2400 DALLAS PKWY #510 PLANO TX 750934399, 510, PLANO, TX 75093-4399 |
| Investor | Possibly a Property Investor |
| Document Number | 0000207151 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 207151 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | 6100 PRESTON RD # 200, FRISCO, TX 75034-5863 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 471 Providence Dr was $15,976 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $935,000 Land $214,935 Building $720,065 | $935,000 Land $214,935 Building $720,065 | |
| 2025 | $15,976.00 | ||
| 2023 | $14,137.00 (-7.04%) Homeowner's exemption | $1,048,850 Land $240,451 Building $808,399 | $1,048,850 Land $240,451 Building $808,399 |
| 2022 | $15,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 471 Providence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 471 Providence Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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