Henderson County property record for 471 Pinnacle Peak Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,941 sqft · built 2008 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,050,000 (Oct 2024) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9575194694 |
| Primary APN | 9575194694 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,941 sqft Heated Area |
| 1st Floor Area | 2,085 sqft |
| Basement Area | 2,256 sqft |
| Finished Basement | 1,776 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 250 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9975773 |
|---|---|
| Street Address | 471 PINNACLE PEAK LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9975773~R2 |
| Legal Description | KENMURE LO256 PHFIVE PL2004-5279 |
| Legal Subdivision | KENMURE (5557) |
| Legal Phase | 5 |
| Legal Block | 19 |
| Legal Lot Number | 4694 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 932000 |
471 Pinnacle Peak Ln is owned by a company that bought it in October 2024 and is owner-occupied.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Intrafamily Transfer, Transfer |
| Jun 20, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Sep 12, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on File |
| Deed Sale | Oct 7, 2024 · Amount on File |
| Prior Sale | Sep 12, 2019 · Amount on File |
| Deed Document Number | 20241020928 |
| Deed Book / Page | 4214 / 278 |
| Prior Transfer Date | Feb 19, 2024 |
| Prior Transfer Doc | 0041390607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 1, 2024 |
| Property Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Document Number | 0041390607 |
| Book / Page | 4139 / 607 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 1001011040 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Name | Verified Name |
|---|---|
| Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Document Number | 0039280239 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 3928/239 |
| Instrument | 981722 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 12, 2019 |
| Property Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
| Document Number | 0033850585 |
| Book / Page | 3385 / 585 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8597 |
The 2025 property tax bill for 471 Pinnacle Peak Ln was $4,181.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,000 Land $93,400 Building $695,600 | ||
| 2025 | $4,181.00 | ||
| 2023 | $761,700 Land $93,400 Building $668,300 | $789,000 Land $93,400 Building $695,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 471 Pinnacle Peak Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 471 Pinnacle Peak Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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