Bonner County property record for 471 N River Lake Dr, Clark Fork, ID 83811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1996 |
| Lot Size | 2.62 acres (114,127 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $308,800 (Jun 2009) |
| Tax Bill | $4,080 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | RP55N02E111649A |
| Primary APN | RP55N02E111649A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Finished Area |
| 1st Floor Area | 2,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 114,127 sqft (2.62 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 471 N RIVER LAKE DR |
|---|---|
| City | CLARK FORK |
| State | ID |
| Zip | 83811-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 11-55N-2E GOV LOT 3 E OF NEW RR |
| Legal Range | 02E |
| Legal Township | 55N |
| Legal Section | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | CLARK FORK |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 950100 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 471 N RIVER LAKE DR, CLARK FORK, ID 83811-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2009 · Amount on Record |
| Deed Sale | Jun 5, 2009 · Amount on Record |
| Deed Document Number | 2009773400 |
| Prior Transfer Date | Jun 1, 2009 |
| Prior Transfer Doc | 773400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 471 N RIVER LAKE DR, CLARK FORK, ID 83811-9780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 975160 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 975160 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,080.00 (+4.24%) Homeowner's exemption | $1,368,282 (+10.4%) Land $962,916 Building $405,366 | $1,368,282 (+10.4%) Land $962,916 Building $405,366 |
| 2025 | $3,914.00 (+38.06%) Homeowner's exemption | $1,239,414 (+39.69%) Land $834,048 Building $405,366 | $1,239,414 (+39.69%) Land $834,048 Building $405,366 |
| 2023 | $2,835.00 Homeowner's exemption | $887,259 Land $573,899 Building $313,360 | $887,259 Land $573,899 Building $313,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.6% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLARK FORK serves 730 people · EPA ID ID1090018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
5G (outdoors only) and 4G LTE
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