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471 Montclair, Milford, MI 48381 Property Records

Oakland County property record for 471 Montclair, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,623 sqft · built 2018
Lot Size3.62 acres (157,687 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Sep 2024)
Tax Bill$13,451 (2025)
Deeds & MortgagesSep 2024 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL-16-27-200-051

Property Details

APN / Parcel Number

Primary APNL-16-27-200-051

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area4,623 sqft Living Area
Basement Area1,558 sqft
Unfinished Basement1,558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area157,687 sqft (3.62 acres)
TerrainLow
Garage Area1,201 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address471 MONTCLAIR
CityMILFORD
StateMI
Zip48381-3352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R7E, SEC 27 PART OF NE 1/4 BEG AT PT DIST N 00-11-12 E 10.60 FT & N 89-57-59 W 1331.68 FT & N 00-10-43 E 123.56 FT FROM E 1/4 COR, TH N 00-10-43 E 686.87 FT, TH S 54-59-43 E 559.27 FT, TH S 51-30-12 W 588.06 FT TO BEG 3.62 A 11-27-17 FR 038
Legal Range07E
Legal Township02N
Legal Section27
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group4
Census Block4003
Census Tract132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3067 RIDGE AVE, MACON, GA 31204-2461
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Mar 11, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Prior SaleSep 18, 2024 · Amount on Record
Deed Document Number2024106804
Deed Book / Page59662 / 854
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address471 MONTCLAIR, MILFORD, MI 48381-3352
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3067 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3875

Mortgage

Document Number0000105125
DateSep 19, 2024
Book Page59652/383
Instrument105125
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 11, 2020
Property Address471 MONTCLAIR, MILFORD, MI 48381-3352
Document Number0000048816
Book / Page53938 / 252
Instrument DateMar 5, 2020
Instrument48816
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,937.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48240 BINGHAMPTON CT, 48240, NORTHVILLE, MI 48168-8685

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 MONTCLAIR, MILFORD, MI 48381-3352

Mortgage

Document Number5393800255
DateMar 11, 2020
Instrument53938/00255
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,451.00 (-20.04%) Homeowner's exemption$600,020 (+14.11%)$1,200,040 (+14.11%)
2024$16,822.00 (+5.47%) Homeowner's exemption$525,830 (+8.67%)$1,051,660 (+8.67%)
2023$15,950.00 (+16.84%) Homeowner's exemption$483,880$967,760
2021$13,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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