471 McCamish Ave, San Jose, CA 95123 Property Records

Santa Clara County property record for 471 McCamish Ave, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,557 sqft · built 1969
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,085,000 (Feb 2019)
Tax Bill	$16,617 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-38-014`

Property Details

APN / Parcel Number

Primary APN	`689-38-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,143 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Architectural Style	Other
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	471 MCCAMISH AVE
City	SAN JOSE
State	CA
Zip	95123-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TR 4558 LOT 29
Legal Subdivision	4558
Legal Tract	4558
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	512030

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 21, 2019	Grant Deed, Transfer · ARM CROSSCOUNTRY MORTGAGE INC
Nov 19, 2018	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	24119957
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939

Mortgage

Document Number	0024839851
Date	Feb 19, 2021
Instrument	24839851

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 21, 2019
Property Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Document Number	0024119957
Map Reference	MB 246 PG 32&33
Instrument Date	Feb 19, 2019
Instrument	24119957
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939

Mortgage

Document Number	0024119958
Date	Feb 21, 2019
Instrument	24119958

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 19, 2018
Property Address	471 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Document Number	0024066130
Map Reference	MB246 PG32&33
Instrument Date	Sep 14, 2018
Instrument	24066130
Transaction Type	Construction Loan
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 ANTHONY DR, CAMPBELL, CA 95008-2617

Mortgage

Document Number	0024066131
Date	Nov 19, 2018
Instrument	24066131

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,617.00 (+3.56%)	$1,210,334 (+4.04%) Land $968,268 Building $242,066
2023	$16,045.00 (+0.6%)	$1,163,337 Land $930,670 Building $232,667
2022	$15,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160

May also be available: AT&T, Etheric Networks, Ridge Wireless, T-Mobile.

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