471 Marsh Hill Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 471 Marsh Hill Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,280 sqft · built 2010
Lot Size	0.142 acres (6,173 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (May 2022)
Tax Bill	$11,672 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-019310`

Property Details

APN / Parcel Number

Primary APN	`18-019310`
Alternative APN	`019310`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	6,173 sqft (0.142 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019310
Street Address	471 MARSH HILL RD
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	6173 SQ FT W/34.21'L 1/2 LOT 2 BLOCK B LAKESI DEEP CREEK LAKE
Legal Subdivision	LAKESI DEEP CREEK
Legal Block	B
Legal Lot Number	2
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

471 Marsh Hill Rd is owned by two individuals who bought it in May 2022.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9004 INDEPENDENCE DR, CLAIRTON, PA 15025-3469
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Book / Page	2416 / 230
Prior Transfer Date	Apr 20, 2012
Prior Transfer Doc	0016560263
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 17, 2022
Property Address	471 MARSH HILL RD, MC HENRY, MD 21541
Document Number	0024160230
Book / Page	2416 / 230
Map Reference	LB 156 PG 360
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9004 INDEPENDENCE DR, CLAIRTON, PA 15025-3469

Mortgage

Document Number	0024160234
Date	May 17, 2022
Instrument	2416-0234

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 471 Marsh Hill Rd was $11,672, up 16.2% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,672.00 (+16.16%)	$924,900 (+18%) Land $311,800 Building $613,100	$924,900 (-) Land $311,800 Building $613,100
2025	$10,048.00	$783,800	$924,900 Land $311,800 Building $613,100
2023	$6,711.00	$501,600 Land $231,300 Building $270,300	$501,600 Land $231,300 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 471 Marsh Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Marsh Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20