471 Main St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 471 Main St, Hudson, MA 01749

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,984 sqft · built 1938
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2007)
Tax Bill	$10,112 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32021`

Property Details

APN / Parcel Number

Primary APN	`32021`
Alternative APN	`HUDS M:0032 B:0000 L:0021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	5,530 sqft
1st Floor Area	2,232 sqft
Basement Area	2,008 sqft
Unfinished Basement	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,071 sqft (1.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	32021
Street Address	471 MAIN ST
City	HUDSON
State	MA
Zip	01749-2910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SA5
Legal Lot Number	21
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2008
Census Tract	322100

Owner

Source: Middlesex County and Hudson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	471 MAIN ST, HUDSON, MA 01749-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Jul 5, 2022	Deed of Trust, Mortgage · ARM AVIDIA BANK
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2007 · Amount on Record
Deed Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	2007178759
Deed Book / Page	50146 / 111
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Recording Date	Jun 12, 2026
Property Address	471 MAIN ST, HUDSON, MA 01749-2910
Document Number	085727-336
Book / Page	85727 / 336
Instrument Date	Jun 8, 2026
Instrument	202670046
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 MAIN ST, HUDSON, MA 01749-2910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070046,
Date	Jun 12, 2026
Book Page	85727/336
Instrument	202670046

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	471 MAIN ST, HUDSON, MA 01749-2910
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080386-27
Date	Jul 5, 2022
Book Page	80386/27
Instrument	102097

Lender

Name	AVIDIA BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Aug 1, 2029
Index	3-Year CMT

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	471 MAIN ST, HUDSON, MA 01749-2910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72473-201
Date	Apr 18, 2019
Book Page	72473/201
Instrument	48283

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,112.00 (+9.07%)	$728,500 (+10.01%) Land $270,700 Building $457,800	$766,869
2024	$9,271.00 (-2.79%)	$662,200 (+1.38%) Land $246,700 Building $415,500
2023	$9,537.00	$653,200 Land $237,700 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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