471 M St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 471 M St, Charlotte, NC 28204

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,224 sqft · built 2006
Lot Size	3.8 acres (165,746 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2021)
Tax Bill	$3,485 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-101-51`

Property Details

APN / Parcel Number

Primary APN	`080-101-51`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,224 sqft Heated Area
1st Floor Area	430 sqft
Upper Floors Area	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	165,746 sqft (3.8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	080-101-51
Street Address	471 M ST
City	CHARLOTTE
State	NC
Zip	28204-3330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MUDD
Legal Description	BLDG 6 UNIT 165 U/F 779-1
Legal Subdivision	M STREET CONDO
Legal Unit	165
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3020
Census Tract	600

Owner

471 M St, a condominium, is owned and occupied by an individual who bought it in September 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	471 M ST, CHARLOTTE, NC 28204-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	0036562438
Deed Book / Page	36562 / 438
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 23, 2021
Property Address	471 M ST, CHARLOTTE, NC 28204-3330
Document Number	0000182531
Book / Page	36562 / 438
Map Reference	MB 20187 PG 300
Instrument Date	Sep 23, 2021
Instrument	2021182531
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2546 LYDIA AVE, CHARLOTTE, NC 28205-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 M ST, CHARLOTTE, NC 28204-3330

Mortgage

Document Number	0000182532
Date	Sep 23, 2021
Instrument	2021182532

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2019
Property Address	471 M ST, CHARLOTTE, NC 28204-3330
Document Number	0000069820
Book / Page	33569 / 016
Map Reference	MB 20187 PG 300
Instrument Date	Jun 3, 2019
Instrument	2019069820
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6248 ROCKEFELLER LN, 6248, CHARLOTTE, NC 28210-4672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 M ST # 165, 165, CHARLOTTE, NC 28204-3330

Mortgage

Document Number	0000069821
Date	Jun 7, 2019
Instrument	2019069821

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 471 M St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 471 M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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