471 Libby Rd, Millmont, PA 17845 Property Records

Union County property record for 471 Libby Rd, Millmont, PA 17845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1978
Lot Size	0.986 acres (42,950 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Feb 2017)
Tax Bill	$2,619 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-008285`

Property Details

APN / Parcel Number

Primary APN	`007-008285`
Alternative APN	`007-100-106.20000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	42,950 sqft (0.986 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	007-008285
Street Address	471 LIBBY RD
City	MILLMONT
State	PA
Zip	17845-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Jurisdiction	UNION PA
Township / Civil Division	LEWIS
Census Block Group	1
Census Block	1110
Census Tract	90202

Owner

Source: Union County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	471 LIBBY RD, MILLMONT, PA 17845-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK AND TRUST
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit MIFFLINBURG BANK & TRUST COMPANY
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIFFLINBURG BANK & TRUST COMPANY
Jan 27, 2017	Deed, Transfer · Conventional Mortgage MIFFLINBURG BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Recording Date	May 11, 2026
Property Address	471 LIBBY RD, MILLMONT, PA 17845-9018
Document Number	0000001431
Book / Page	3707 / 270
Instrument Date	May 1, 2026
Instrument	20261431
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 LIBBY RD, MILLMONT, PA 17845-9018

Mortgage

Document Number	0000001431,
Date	May 11, 2026
Book Page	3707/270
Instrument	20261431

Lender

Name	CENTRAL BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Property Address	471 LIBBY RD, MILLMONT, PA 17845-9018
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 LIBBY RD, MILLMONT, PA 17845-9018

Mortgage

Document Number	3284/136
Date	Nov 8, 2021
Book Page	3284/136
Instrument	202100005438

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Property Address	471 LIBBY RD, MILLMONT, PA 17845-9018
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 LIBBY RD, MILLMONT, PA 17845-9018

Mortgage

Document Number	3263/159
Date	Sep 14, 2021
Book Page	3263/159
Instrument	202100004505

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION PA
Recording Date	Jan 27, 2017
Property Address	471 LIBBY RD, MILLMONT, PA 17845-9018
Document Number	02751/0226
Book / Page	2751 / 0226
Instrument Date	Jan 26, 2017
Instrument	201700000403
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 STARLIGHT DR, 1325, MIDDLEBURG, PA 17842-8032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	471 LIBBY RD, MILLMONT, PA 17845-9018

Mortgage

Document Number	201700000404
Date	Jan 27, 2017
Instrument	201700000404

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Union County
County Subdivision	Lewis Township
Unified School District	Mifflinburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,619.00	$128,600 (-) Land $21,000 Building $107,600	$128,600 (-) Land $21,000 Building $107,600
2024	$2,619.00	$128,600 Land $21,000 Building $107,600
2006			$128,600 Land $21,000 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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