471 Lake Bluff Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 471 Lake Bluff Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 5,315 sqft · built 2017
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$1,635,000 (Sep 2024)
Tax Bill	$10,267 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`242003894`

Property Details

APN / Parcel Number

Primary APN	`242003894`
Alternative APN	`R614 029 000 1799 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,315 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003894
Street Address	471 LAKE BLUFF DR
City	BLUFFTON
State	SC
Zip	29910-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3018 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3018
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	BLUFFTON, SC 29910
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jun 29, 2018
Deed Document Number	0004372643
Deed Book / Page	4249 / 1437
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	2023027579
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 9, 2023
Property Address	471 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000027579
Book / Page	4249 / 1437
Map Reference	MB 141 PG 64
Instrument Date	May 16, 2023
Instrument	2023027579
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	471 LAKE BLUFF DR, BLUFFTON, SC 29910-9350

Mortgage

Document Number	0000027581
Date	Jun 9, 2023
Instrument	2023027581

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2030
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 29, 2018
Property Address	471 LAKE BLUFF DR, BLUFFTON, SC 29910-9350
Document Number	0000035165
Book / Page	003680 / 000824
Instrument Date	Jun 22, 2018
Instrument	35165
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	471 LAKE BLUFF DR BLUFFTON SC 299109350, BLUFFTON, SC 29910-9350

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,267.00 (-0.07%)	$65,400 (-)
2024	$10,274.00 (+15.74%)	$65,400 (-13.62%) Land $14,000 Building $51,400	$1,635,000 (-) Land $350,000 Building $1,285,000
2023	$8,877.00 (+9.13%)	$75,708 (+53.95%) Land $14,000 Building $61,708	$1,635,000 (+32.99%) Land $350,000 Building $1,285,000
2022	$8,134.00 Homeowner's exemption	$49,176 Land $8,000 Building $41,176	$1,229,400 Land $200,000 Building $1,029,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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