471 Hidden Holw, Gainesville, TX 76240 Property Records

Cooke County property record for 471 Hidden Holw, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,924 sqft · built 2024
Lot Size	15.2 acres (662,548 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,031 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2024 Mortgage
Flood Zone	Zone A (high risk)
APN	`0074-018-00000`

Property Details

APN / Parcel Number

Primary APN	`0074-018-00000`
Alternative APN	`21201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	662,548 sqft (15.2 acres)
Garage Type	Carport
Garage Area	529 sqft
Carport	Carport
Carport Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0074-018-00000
Street Address	471 HIDDEN HOLW
City	GAINESVILLE
State	TX
Zip	76240-2550
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BIGGS IA 0074 ACRES 15.21
Legal Subdivision	BIGGS IA
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2011
Census Tract	701

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 HIDDEN HOLW, GAINESVILLE, TX 76240-2550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Aug 1, 2024	Deed of Trust, Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024
Deed Sale	Jul 31, 2024
Deed Document Number	20244997
Deed Book / Page	2657 / 289
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0000004997
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	471 HIDDEN HOLW, GAINESVILLE, TX 76240-2550
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002520/781
Date	Jun 27, 2022
Book Page	2520/781
Instrument	2022-5584

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	471 HIDDEN HOLW, GAINESVILLE, TX 76240-2550
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002657/598
Date	Aug 1, 2024
Book Page	2657/598
Instrument	2024-5035

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	Other
Max Rate	14%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,031.00 (+0.22%)	$291,130 (+0.21%)	$491,186 (+2.49%) Land $231,237 Building $259,949
2025	$4,022.00 (+13,306.67%)	$290,520 (+708.44%) Land $30,571 Building $259,949	$479,272 (+95.51%) Land $219,323 Building $259,949
2024	$30.00 (-94.39%)
2023		$35,936 Land $35,936	$245,145 Land $245,145
2022	$535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Rise Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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