Davidson County property record for 471 Harbor Dr E, Lexington, NC 27292 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,893 sqft · built 2022 |
| Lot Size | 1.17 acres (51,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2019) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-022-A-000-0002 |
| Primary APN | 09-022-A-000-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,893 sqft Total Area |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 1,462 sqft |
| Finished Basement | 1,462 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 51,207 sqft (1.17 acres) |
| Lot Width | 129 ft Width |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Deck Area | 264 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9249602 |
|---|---|
| Street Address | 471 HARBOR DR E |
| City | LEXINGTON |
| State | NC |
| Zip | 27292-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P=27-57 L2 BK2436-491 STONEY PT HARBOR |
| Legal Subdivision | STONEY POINT HARBOR PHASE I |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | HEALING SPRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 62001 |
Source: Davidson County records · APN 09-022-A-000-0002
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 471 HARBOR DR E, LEXINGTON, NC 27292-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK PENNSYLVANIA |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK PENNSYLVANIA |
| Oct 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Prior Sale | May 16, 2006 · Amount on Record |
| Deed Document Number | 201922374 |
| Deed Book / Page | 2380 / 661 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 471 HARBOR DR E, LEXINGTON, NC 27292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025131009 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 2513/1009 |
| Instrument | 2021000028403 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 471 HARBOR DR E, LEXINGTON, NC 27292 |
| Document Number | 0024360491 |
| Book / Page | 002436 / 000491 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 22971 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 611 HARRIS CREEK RD JACKSONVILLE NC 285408401, JACKSONVILLE, NC 28540-8401 |
| Document Number | 24360494 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 002436/000494 |
| Instrument | 22972 |
| Name | FIRST NAT'L BK PENNSYLVANIA |
|---|---|
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 19, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 471 HARBOR DR E, LEXINGTON, NC 27292 |
| Document Number | 0024360494 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 471 HARBOR DR LEXINGTON NC 27292, LEXINGTON, NC 27292 |
| Document Number | 0024360494 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 002436/000494 |
| Instrument | 22972 |
| Name | FIRST NAT'L BK PENNSYLVANIA |
|---|---|
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 19, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Oct 28, 2019 |
| Property Address | 471 HARBOR DR E, LEXINGTON, NC 27292 |
| Document Number | 0023800661 |
| Book / Page | 2380 / 0661 |
| Map Reference | MB 27 PG 57 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2019000022374 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5286, CONCORD, NC 28027-1504 |
| Name | Verified Name |
|---|---|
| Address | 109 WAVERLY CIR, SALISBURY, NC 28144-9419 |
| Document Number | 2019000022375 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019000022375 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 24, 2021 |
Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 (+0.46%) Homeowner's exemption Veteran's exemption | $703,340 (+8.98%) | $703,340 (+8.98%) Land $203,400 Building $499,940 |
| 2023 | $3,485.00 | $645,370 | $645,370 Land $203,400 Building $441,970 |
Source: FEMA National Flood Hazard Layer, Davidson County (37057C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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