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471 Gray St, Colton, CA 92324 Property Records

San Bernardino County property record for 471 Gray St, Colton, CA 92324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 980 sqft · built 1946
Lot Size0.137 acres (5,974 sqft)
Owner2 Individual Names on Record
Tax Bill$1,362 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0160-043-22-0000

Property Details

APN / Parcel Number

Primary APN0160-043-22-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area5,974 sqft (0.137 acres)
Lot Dimensions103 ft deep x 58 ft wide
Garage TypeCarport
Garage Area140 sqft
CarportCarport
Carport Area140 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Water SourceCommercial

Location & Zoning

Street Address471 GRAY ST
CityCOLTON
StateCA
Zip92324-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2922 LOT 54
Legal SubdivisionTRACT NO 2922
Legal Tract2922
Legal Block2
Legal Lot Number54
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2010
Census Tract6604

Owner

Source: San Bernardino County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25481 ROCKING HORSE CT, MENIFEE, CA 92584-2643
Owner TypeIndividual
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
EQUITY SMART HOME LOANS INC
Jan 26, 2018Deed of Trust, Mortgage · ARM
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 8, 2024
Transfer Doc0000280248
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address471 GRAY ST, COLTON, CA 92324-1334
Transaction TypeMortgage
Record UpdatedMay 8, 2024
Title CompanyUSA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 GRAY ST, COLTON, CA 92324-1334

Mortgage

Document Number0000095007
DateApr 24, 2024
Instrument2024-0095007
Lender
NameEQUITY SMART HOME LOANS INC
TypeMortgage Company
AddressSOUTH PASADENA, CA 91030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address471 GRAY ST, COLTON, CA 92324-1334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030418
DateJan 26, 2018
Instrument2018-0030418
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate8.49%
Type Change DateFeb 1, 2023
Change Frequency6 Months
Min Rate At Change8.49%
Max Rate At Change11.4%
Index6-Month LIBOR
Max Rate14.4%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityColton City
Unified School DistrictColton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$109,593 (+2%) Land $26,274 Building $83,319
2025$1,362.00 (+11.91%)$107,444 (+4.04%) Land $25,759 Building $81,685
2023$1,217.00 (+1.59%) Homeowner's exemption$103,272 Land $24,759 Building $78,513
2022$1,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLTON
serves 46,525 people · EPA ID CA3610014
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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